As featured in the New York times, see here

Find 5x
more buyers

include your low-rate mortgage in your home sale

Get started
2 minutes, no obligation
Why sell with Roam?

Reach more buyers who can afford your home when you include your mortgage in your sale

Higher proceeds

Once more buyers can afford your home, you’ll receive more offers with higher proceeds too.

Simpler process

We’ll navigate the process with the servicer on your behalf. When you assume a mortgage, there’s no required appraisal.
More buyers can purchase a home with a low rate included
Roam Without Roam
Given a home valued at approximately $400,000 and a total of 120 million households.

What is an assumable mortgage?

An assumable mortgage is a home loan that allows homebuyers to take over the seller's existing mortgage. This allows the seller to attract many more buyers to their home sale.

What are customers saying about Roam?

“By including their low-rate mortgage, my sellers have seen significant buyer interest. In today’s market, Roam gives sellers that edge they need.”


Landen M.
Listing agent in Dallas, TX at Century 21

“Roam has not only connected me to buyers interested in the low-rate mortgage, but also provided expertise and support throughout the assumption process.”


Tammie N.
Seller in Dallas, TX

What are experts saying about assuming a low-rate mortgage?

How to sell with Roam.

Step 1

Get
qualified

Find out if you can include your mortgage with your home sale.
Step 2

Find
more buyers

List your home with your low-rate mortgage and find more buyers.
Step 3

Close
stress-free

We'll work with your agent and buyer to ensure you close on time.

Roam is free for sellers and listing agents

Free
We collect a fee of 1% of the purchase price from the buyer through closing costs to make the process simple and stress-free.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for selling or buying a home with a low-rate assumable mortgage. We manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller. All government-backed loans, such as FHA and VA loans, are eligible for assumption by law, and millions of these mortgages are available.

Why is an assumable mortgage good for sellers?

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With today’s interest rates, including your low-rate assumable mortgage in your sale offers several benefits:

Larger buyer pool: Sellers that include a low-rate mortgage with their home can attract 5x more buyers that can afford their home.

Competitive advantage: The ability to assume a low interest provides an additional incentive to potential buyers, making your listing stand out in the market.

Higher proceeds: Once more buyers can afford your home, you’ll receive more offers and have a higher certainty of sale.

Why do sellers use Roam?

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With interest rates at their highest in years, your low-rate mortgage is a valuable asset. Roam helps sellers effectively market their assumable mortgage to maximize exposure and reach up to 5x more buyers. Once an offer is accepted, we guide the buyer through the assumption process and manage the transaction for all parties involved, ensuring a smooth and timely closing. Plus, Roam is free for sellers and our 45-Day Closing Guarantee means you’ll close within 45 days, or we’ll cover your mortgage payment until we do.

How much does Roam cost?

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Roam is free for sellers. Roam’s fee is 1% of the purchase price, which we collect from the buyer for our service through closing costs.

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