Close 5x more deals on homes with low rates
Your best asset in today's market
Roam is your go-to partner to help buyers achieve affordable home ownership with a low-rate mortgage, and for sellers to reach 5x more buyers. We manage the assumption process from start to finish, and partnering with us is completely free for agents.
Verify your assumable properties on Roam and advertise your seller’s attractive low rate to get free featured listings and 5x more qualified offers.
Help your clients find affordable low-rate homes, and meet new unrepresented buyers when you join the Roam Partner Agent Program.
Roam transactions typically close in the same time as a typical home purchase. If it takes longer than 45 days, we will pay the seller's mortgage until we close.
Get the facts on assumable mortgages
Assumable mortgages allow homebuyers to wind back the clock on interest rates and take over a seller’s existing mortgage terms, with no financial liability to sellers. All government-backed loans are eligible and millions are available in the U.S—but only Roam gives agents free marketing tools and end-to-end support on the transaction.
Hear from top producers
“The average agent closes 3 transactions a year...with Roam, me and my team are going to close over 100 transactions in 2024.”
Kevin Hosner, Realtor in Atlanta, GA
“Homeownership in Atlanta has become dramatically more unaffordable in the last year. Roam will be an invaluable tool to help us pull buyers off the sidelines.”
Tim J.
Buyers’ Agent in Atlanta, GA at Perk Prop
“By including their low-rate mortgage, my sellers have seen significant buyer interest. In today’s market, Roam gives sellers that edge they need.”
Landen M.
Listing agent in Dallas, TX at Century 21
Seamless closing
Roam transactions typically close in the same time as a standard home purchase. To give sellers added peace of mind, if it takes longer than 45 days, we will pay the seller's mortgage until we close.
Roam in the news
“Roam runs a website similar to Zillow’s, except all of the listings, currently in 18 cities across seven states, have assumable mortgages under 6 percent and are large enough to cover at least half the purchase price.”
“Most homes on the platform have a mortgage rate of 4%, though they could be as low as 2% and as high as 5.5%, according to Singh. Buyers will pay 1% of the sales price in the form of closing costs.”
Frequently asked questions
Roam is your go-to partner to help buyers achieve affordable homeownership, and for sellers to reach 5x more buyers. We manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller. All government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
We’re a powerful tool in every agent’s back pocket to help increase the certainty of a sale by making the home more marketable for sellers and more affordable for buyers.
Mortgage assumptions are complex, can be unfamiliar for both agents and servicers, and require constant attention to move each step forward. When not handled correctly, a transaction could be delayed or risk falling through. Without Roam, we have seen paperwork filed incorrectly, focus taken away from buyer support through negotiations due to lengthy calls with the servicer, and closing delays.
Roam has created a platform to streamline the process and solve major pain points lenders may have with processing a loan assumption. As experts in mortgage assumptions, we facilitate the paperwork and communication between all parties involved, ensuring a successful and timely closing. This allows you, as the agent, to focus on all sensitive negotiations and supporting your buyer through the closing process.
We collect a fee of 1% of the purchase price from the buyer through closing costs to make the process simple and stress-free. The savings in monthly mortgage payments as a result of the lower interest rate means Roam’s fee is often made up for within 3 months of closing compared to purchasing the home with a traditional mortgage at today’s rates. Roam is free for sellers and agents.
The process of assuming a mortgage is complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. This means we’ll coordinate every detail on behalf of sellers, buyers, and agents, from connecting interested buyers to eligible listings to handling paperwork and financing to ensure your mortgage assumption closes smoothly.