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Buy Now: The Future of Homebuying Is Instant
Discover Roam’s new Buy It Now homes: pre-approved, pre-negotiated, and ready to close in 45 days. Say goodbye to friction in real estate - no bidding wars, no delays, just instant access to low-rate assumable mortgages.
You can now buy a home with Bitcoin through Roam x Lava
Roam and Lava introduce a new way for Bitcoin holders to buy a home without selling BTC. Use BTC as collateral for a USD loan to cover your down payment and closing costs, while Roam secures a low-rate assumable mortgage. Keep your Bitcoin, lower your monthly payments, and close seamlessly.
Top Cities for Finding a Home with an Assumable Mortgage
Assumable mortgages let buyers take over a seller’s lower-rate loan. With the current mortgage rates around 7%, this could save buyers hundreds monthly and up to $260,000 over 30 years. Unlike conventional loans, buyers keep the seller’s rate and balance, boosting affordability. Cities like Miami, Dallas, and Atlanta have the most assumable mortgages, offering billions in potential savings. For buyers, it’s a way to afford more home; for sellers, it’s a powerful selling point in a tough market.