976 Stanvoy St, Apopka, FL 32712
3 beds · 2 baths · 1,529 sqft sqft
Welcome to this beautifully updated 3-bedroom, 2-bath home located in the rapidly growing Apopka area, conveniently close to the 429 roadway for easy commuting. As you step inside, you'll be greeted by a welcoming foyer with tiled floors and a stylish light fixture. To the right, the remodeled kitchen offers abundant cabinet space adorned with crown molding, sleek stainless steel appliances, a farmhouse sink, elegant backsplash, closet pantry, built-in counter, and stunning quartz countertops. The spacious living area, with vaulted ceilings and durable laminate flooring, can be used as a great room or dining space, offering flexibility for entertaining. The primary bedroom features vaulted ceilings, knockdown textured ceilings, laminate flooring, a large walk-in closet, and a private bath with a walk-in shower. Both additional bedrooms boast vaulted ceilings, laminate flooring, ceiling fans, and each bedroom has unique touches the second bedroom has a walk-in closets while the third provides plant shelving. For convenience, the inside utility room provides space for your washer and dryer, along with extra hallway storage in a linen closet. Step outside to the covered porch, complete with a ceiling fan and paver flooring, overlooking a serene wood-fenced backyard that borders a conservation area with charming gopher turtles. Enjoy the fire pit on cooler evenings or relax in the community pool during the warmer months. With a playground nearby and plenty of future commercial growth in the area, this home offers both comfort and opportunity. The garage also provides ample storage space for your needs. Don't miss your chance to be part of Apopka's exciting future!
Source: STELLAR #o6241676
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6241676
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6241676
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.