9738 Gypsy Cv
Converse, TX 78109
4 beds · 3 baths · 2,431 sqft
$300,000
Get prequalifiedAbout this home
$$$5000 for BUYER concessions!$$$$ SELLER NEEDS TO MOVE! ALL NAME BRAND APPLIANCES CONVEY! FRIG/WASHER AND DRYER! ** Welcome to your dream home in the Converse community! This cozy 2-story residence boasts an open floor plan on the main level, perfect for both entertaining and everyday living. The bottom floor features luxurious vinyl plank flooring throughout gives way to a spacious and inviting kitchen. The kitchen has been thoughtfully updated with new can lighting and sleek stainless steel appliances, including a Samsung 5-burner gas stove, microwave, and Bosch dishwasher. Step outside to enjoy the fantastic extended covered patio, complete with added electrical outlets and ceiling fans-ideal for relaxing or hosting gatherings. The backyard also includes a convenient storage building for all your extra needs. The home features a 2-car garage with modern garage door openers for added convenience. Upstairs, you will find all bedrooms equipped with oversized walk-in closets, ensuring ample storage space. Freshly updated with new toilets, the bathrooms offer a touch of modern luxury with bidet in the master bathroom. **This home also has solar panels that are PAID OFF so you benefit with lower utility bills!** Situated on a lovely lot in a quiet cul-de-sac in Converse, this home provides easy access to major routes like 1604 and Interstate 10, and is just a short drive from great shopping and eating at The Forum at Olympia Park. Don't miss out on this exceptional opportunity-schedule your tour today!
Source: SABOR #1807977
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.