9708 Mirada Blvd, Fort Myers, FL 33908
4 beds · 3 baths · sqft
Looking for privacy, tranquility, and natural beauty? You've found it! How often in Southwest Florida do you come across a home surrounded by protected natural preserve on three sides, with only one next door neighbor? Welcome to 9708 Mirada Blvd, your one-in-a-million nature lover's paradise. No damage or flooding in Hurricane Ian. This home is situated on the premier lot in all of Mirada, with natural preserve and lake behind, on the left, and across the street. Inside you'll find a wide open floor plan, massive island kitchen, light and bright interior, tall three-panel sliding glass doors to let in tons of natural light, and sweeping views of protected native Florida wildlife from nearly every spot in the home. Coastal-themed porcelain plank tile floors adorn all living areas, while all bedrooms contain durable luxury vinyl flooring. Four bedrooms and three bathrooms offer plenty of living space for families and guests. Enjoy a whole-home water softener for easy maintenance, softer hair, and better cleaning. The spacious covered lanai offers a private retreat overlooking the panoramic preserve with room for a custom pool. Solar panels on the roof are completely maintenance and worry-free, and lower the electric bill by an average of $120 per month. Mirada is a quiet gated community in the heart of south Fort Myers, less than ten minutes from both Fort Myers Beach and Sanibel Islands. Within minutes you'll find endless shops, restaurants, and entertainment destinations. Downtown Fort Myers and RSW International Airport are just a short fifteen minute drive away. Do NOT miss this rare opportunity to experience the ultimate lifestyle, location, and views that Southwest Florida has to offer, schedule a private showing ASAP.
Source: FORTMYERS #224055118
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224055118
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224055118
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.