926 Golf Island Dr, Apollo Beach, FL 33572
4 beds · 4 baths · 2,929 sqft
APOLLO BEACH LUXURY WATERFRONT – UPDATED CUSTOM-BUILT EXECUTIVE POOL HOME - NO CDD OR HOA FEES: Vacation all year round and embark on a lifestyle filled with luxurious relaxation and endless waterfront fun in this exquisite updated, custom-built executive pool home nestled in the desirable Golf & Sea Village community. This magnificent property is perfectly placed on an oversized cul-de-sac lot, flaunting a breathtaking 170 ft. of canal frontage offering panoramic views of where the Masters Canal meets the Golf and Sea Waterway. Your aquatic adventures begin at your doorstep with a 12' x 24' private dock equipped with a 10,000 lb. boat lift, ready to whisk you away into the Tampa Bay sunset. This stunning 2,929 sq. ft. residence is a testament to sophisticated living, showcasing a seamless blend of modern design and functionality across 4 bedrooms, 4 baths, and a spacious 3-car garage with a large workshop area - all designed with family fun, entertainment, and comfort in mind. As you step through the elegant leaded glass entry doors, the foyer welcomes you with soaring ceilings and cascades of natural light, guiding you through an open-concept, split floor plan design that radiates warmth and inviting elegance. The heart of this home is undoubtedly the chef’s dream kitchen, recently remodeled to perfection. Here, high-end stainless-steel appliances, a 36-in. gas cooktop, and a built-in oven merge with luxurious finishes like gray 42-in. solid wood slow-close cabinets, gleaming quartz countertops, pass-through window, breakfast seating, closet pantry, and stylish subway tile backsplash. The kitchen’s open layout flows effortlessly into the dining area and a sunken great room, creating an ideal setting for gatherings. The great room, with its striking custom stack stone wall, custom cabinetry, and cozy 54 in. electric fireplace, offers a captivating space for relaxation and enjoyment. Retire to the sumptuous master retreat, a spacious haven that will easily accommodate a king-size bedroom set, and features a private slider to the pool area, a large walk-in closet, and an en-suite bathroom with a Roman shower with multiple shower heads, a garden tub, granite counters, double vanity, and a private water closet. Three additional bedrooms provide ample space for family and guests, with the versatility to adapt to your lifestyle needs. Bedrooms #2 and #3 are separated by a Jack and Jill bathroom that maximizes space while maintaining privacy. Bedroom #4 (upstairs loft/bonus room) is currently used as a billiards room. It can also be used as a multigenerational living space or in-law suite as a benefit of having its own en-suite. The dedicated home office features French doors, perfect for a homeschooler or work-from-home professional. Outside, the true essence of Florida living unfolds in your private outdoor oasis. A screened enclosure encompasses a 12’x24’ heated, saltwater sports pool and a custom-built outdoor kitchen and bar with stack stone finishings and granite countertops, creating the perfect backdrop for memorable entertainment under the sun or stars. Equipped with an OWNED 10-KILOWATT SOLAR ELECTRIC SYSTEM, a new hybrid water heater, and a pool heater, this home marries luxury with sustainability. Located with convenient access to everything Tampa Bay has to offer, this breathtaking property invites you to indulge in the ultimate boating lifestyle and make your waterfront dreams a vivid reality.
Source: STELLAR #t3549848
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3549848
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3549848
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.