912 69th St NW, Bradenton, FL 34209
3 beds · 2 baths · 1,244 sqft
Luxurious Turn-key Living with Private Lap Pool, Hot Tub, and Game Room - Nestled just minutes away from world-class beaches, HCA Florida Blake Hospital and Historic DownTown Bradenton with its Award Winning Restaurants, Bars, and Riverwalk. Welcome to this truly exceptional 3-bedroom, 2-bathroom single-family home located at 912 69th St NW in Bradenton, FL. Boasting 1,244 square feet of living space, this property offers the perfect blend of comfort, convenience, and luxury, all without the burden of HOA or CDD fees. As you step through the front door, you'll be captivated by the open-concept floor plan that seamlessly integrates the living, dining, and kitchen areas. The spacious living room provides ample space for relaxation and entertainment, while the formal dining room sets the stage for unforgettable meals prepared in the gourmet kitchen. Outfitted with high-end appliances, abundant counter space, and beautiful custom cabinetry. Retreat to the tranquil primary suite, featuring a private bedroom, walk-in closet, and an en-suite bathroom. Two additional bedrooms offer flexibility for a home office, guest room, or nursery. The true showpiece of this property, however, is the private backyard oasis. Equipped with a sparkling lap pool and an above-ground hot tub covered by a beautiful gazebo, this stunning outdoor space offers the ultimate in relaxation and rejuvenation. Surrounded by lush landscaping, the spacious yard provides plenty of room for entertaining, gardening, or simply soaking up the Florida sunshine. Additionally, this home also boasts a garage converted game room, providing the perfect setting for indoor recreation and leisure. Best of all, this turn-key home is being sold fully furnished, including a back-up generator; ensuring your comfort and security, even in the event of a power outage. Schedule a private showing today and experience the epitome of luxury living in this remarkable property.
Source: STELLAR #a4617647
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4617647
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4617647
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.