9 Wimbledon Ct, Statesboro, GA 30458
5 beds · 4 baths · 3,736 sqft
Welcome home to a beautifully renovated multi-generational home nestled on almost a half-acre backing up to Forest Heights Country Club. The open concept provides natural lighting throughout the home starting as you enter the two-story foyer and leading into the living room and dining area. All the rooms are oversized with plenty of room for entertainment and tons of storage. The natural color palette adds a touch of sophistication for any decorating style. The renovated kitchen includes new cabinets with quartz countertops and a large farmhouse sink. The laundry, just off of the kitchen is large enough to double as a walk-in pantry. A separate family room on the main floor provides a cozy fireplace for ambiance during the cold winter months and room for games and activities all year long. The two bedrooms on the main floor each have their own ensuite. On the second floor a breezeway connects the upstairs master suite with a separate tub and shower double vanities and a walk-in closet, to the two additional bedrooms, game room and bath. The carport with covered assess provides additional storage space overhead. Renovations also include new interior and exterior paint, flooring, appliances, bathroom fixtures and two energy efficient HVAC units. The home also has a fenced back yard.
Source: GAMLS #10385167
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10385167
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10385167
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.