9 Wimbledon Ct, Statesboro, GA 30458
5 beds · 4 baths · 3,736 sqft sqft
Welcome home to a beautifully renovated multi-generational home nestled on almost a half-acre backing up to Forest Heights Country Club. The open concept provides natural lighting throughout the home starting as you enter the two-story foyer and leading into the living room and dining area. All the rooms are oversized with plenty of room for entertainment and tons of storage. The natural color palette adds a touch of sophistication for any decorating style. The renovated kitchen includes new cabinets with quartz countertops and a large farmhouse sink. The laundry, just off of the kitchen is large enough to double as a walk-in pantry. A separate family room on the main floor provides a cozy fireplace for ambiance during the cold winter months and room for games and activities all year long. The two bedrooms on the main floor each have their own ensuite. On the second floor a breezeway connects the upstairs master suite with a separate tub and shower double vanities and a walk-in closet, to the two additional bedrooms, game room and bath. The carport with covered assess provides additional storage space overhead. Renovations also include new interior and exterior paint, flooring, appliances, bathroom fixtures and two energy efficient HVAC units. The home also has a fenced back yard.
Source: GAMLS #10385167
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10385167
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10385167