80 Upper Caldwell Rd, Bowdon, GA 30108
3 beds · 2 baths · 1,908 sqft
WELCOME HOME!!! This 3-bedroom, 2-bathroom ranch nestled on 14.84 acres with an open floor plan sounds like a dream for anyone seeking a serene countryside lifestyle. This ranch-style architecture exudes a welcoming vibe, with its low profile and wide front porch perfect for lazy afternoons. Surrounded by 14.84 acres of lush greenery, the property offers plenty of space for outdoor activities like gardening, picnics, or perhaps even a small hobby farm. You will love the huge barn, workshop and the connivance of the pond as well as the running creek in the back. As you step inside, the open floor plan seamlessly connects the living room, dining area, and kitchen, creating a spacious and airy atmosphere ideal for family gatherings or entertaining guests. Large windows throughout the home invite natural light to flood in, providing picturesque views of the surrounding countryside and creating a bright, cheerful ambiance. The kitchen is the heart of the home, featuring all appliances, ample counter space, breakfast area. The expansive property offers endless possibilities for outdoor recreation, from exploring nature trails to hosting barbecues and bonfires under the starry sky. The large deck provides the perfect spot for outdoor dining or simply relaxing and soaking in the peaceful surroundings. Imagine watching the sunrise over the rolling hills or stargazing on clear nights away from the city lights-pure bliss! Living on 14.87 acres of countryside means enjoying the tranquility and privacy that comes with rural living, while still being within reach of essential amenities and local attractions. Overall, you don't want to miss this perfect blend of comfort, functionality, and idyllic country living-a place to call home and create lasting memories!!! CALL TODAY!!!
Source: GAMLS #10342741
Source: GAMLS #10342741
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10342741
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.