7804 Gusty Trl, Douglasville, GA 30135
5 beds · 5 baths · 5,126 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 7804 Gusty Trail, a luxurious 5-bedroom, 5-full bathroom executive style home located in the highly sought-after Estates at Hurricane Pointe in Douglasville, Georgia. This home is the original model home designed to perfection by the original builder. This expansive 5,126 sq ft home sits on a serene 1.08-acre corner lot, offering both privacy and elegance. The features of this home includes a gourmet chef-style kitchen with a spacious eat-in area, stainless steel appliances, kitchen aid double ovens, a large breakfast bar, granite countertops, and a walk-in pantry, making it a chef's dream. The best feature of this home is that the owner's suite is located on the main level. It offers a private sitting room, dual walk-in closets, and a spa-like bathroom with a soaking tub, tiled separate shower, separate toilet room, and dual vanities. On the main level is also a formal dining room, the laundry room with the washer and dryer included, and a large luxury high ceiling living room with hardwood floors and coffered ceilings. Upstairs you will find generously sized bedrooms, each with access to en-suite bathroom which ensures comfort and privacy for family members and guests. In the basement there is a finished room, a full bathroom, a storm room, extra space to continue your basement design, and a boat door/3rd car garage. Step outside to a beautifully landscaped backyard featuring a sparkling saltwater pool with all of the pool equipment and chairs staying with this home, perfect for relaxation and entertaining. It is fenced in, and the yard allows for more outdoor living space for you and your family. This home is located within the Douglas County School District, with South Douglas Elementary, Fairplay Middle, and Alexander High School nearby. It offers a peaceful suburban setting with easy access to shopping, restaurants, parks, and highways. This exceptional home combines luxury, comfort, privacy, peace, and functionality. Schedule a private tour today to experience all that 7804 Gusty Trail has to offer. This home includes a 1-year home warranty!!
Source: FMLS #7556632
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7556632
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.