7804 Bonfire Dr
Wilmington, NC 28409
3 beds · 2 baths · 1,771 sqft
$639,000
Get prequalifiedAbout this home
Looking for a home in a waterfront community with top-tier amenities? Welcome to Tidalwalk, where coastal living meets luxury! This stunning 3-bedroom, 2-bathroom home offers nearly 1,800 sq ft of beautifully designed space—now at an even better price! More than just a neighborhood, Tidalwalk is a lifestyle. Enjoy a private dock and pier on the Intracoastal, a resort-style pool, clubhouse, fitness center, and a beach with a unique offshore island at low tide—all just minutes from the beach, shopping, and top-rated schools. From the expansive front porch to the bright, open floor plan, this home is designed for comfort and style. Luxury wood flooring, high ceilings, crown molding, and coffered ceilings add elegance, while the chef's kitchen with granite countertops, stainless steel appliances, and a spacious island is perfect for entertaining. The primary suite offers a spa-like retreat, and two additional bedrooms provide flexibility for guests or a home office. Step outside to your enclosed porch, the perfect year-round spot to unwind. The low-maintenance backyard lets you enjoy the coastal breeze without the hassle of upkeep. Don't miss your chance to own in one of Wilmington's most desirable waterfront communities—at an unbeatable price! Schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100478985
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.