7532 Brewster St, Navarre, FL 32566
4 beds · 3 baths · 2,464 sqft
Welcome to this stunning home, located in Navarre's sought-after Holley by the Sea community. This meticulously crafted residence features an open floor plan highlighted by crown molding and high ceilings. Upon entering, a grand 8-foot mahogany entry door with beveled glass creates a welcoming first impression. The kitchen boasts rich wooden cabinetry, sleek granite countertops, and a large breakfast bar, creating the perfect setting for casual dining or entertaining. Equipped with modern stainless-steel Samsung appliances, this kitchen offers both style and functionality. The main living areas showcase 12 ft ceilings and porcelain tile flooring, designed to replicate the warmth and beauty of hardwood. The primary suite features trey ceilings, a spacious walk-in closet, and a cozy attached sitting area, great for relaxation. The en-suite bathroom is complete with a whirlpool tub, a separate tiled shower, a double vanity with granite countertops, and ample storage space, offering both comfort and practicality. The home offers three additional generously sized bedrooms, each providing ample space and comfort for family members or guests. Outside, enjoy the fenced-in backyard that abuts preserved wetlands, ensuring ultimate privacy. The outdoor living space is designed for enjoyment and entertaining, featuring a brick paver patio with a built-in fire pit, and a screened lanai for year-round outdoor living. Additional features of this exceptional property include a well and sprinkler system to maintain the lush landscaping, custom hurricane shutters for all windows and doors, and a comprehensive ADT security system wired throughout the home. Holley by the Sea residents enjoy exclusive access to an array of resort-style amenities, including a clubhouse with three sparkling pools, tennis courts, a boat launch, a fitness center, and much more, offering the ultimate lifestyle of comfort, convenience, and recreation. Schedule a showing today!
Source: PENSACOLA #652682
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #652682
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #652682
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.