738 Worth Ct
Bethlehem, GA 30620
5 beds · 3 baths · 3,041 sqft
$437,900
Get prequalifiedAbout this home
This stunning and spacious home is ideally located near HWY 316 and HWY 81, offering easy access to Athens, Winder, Bethlehem and Monroe while providing a peaceful retreat. The inviting layout is perfect for both daily living and entertaining. The heart of the home is the large kitchen, featuring luxurious black walnut countertops, modern appliances, and ample cabinet space. The home also features a new A/C unit and mini splits along with a new roof! The oversized primary suite is a private haven with his-and-hers walk-in closets and a spa-like en suite bathroom. Downstairs, the finished basement expands the home's living and entertainment options. It includes a spacious game room that can easily accommodate a pool table or other recreational items, making it the perfect hangout space. Adjacent to the game room is a cozy theater room, where you can enjoy movie nights with family or friends in the comfort of your own home. Additionally, the basement offers an office or an extra bedroom, providing flexibility for those who work from home or need extra space for guests. Outside, the expansive back deck overlooks a serene, private wooded lot, creating a mountain-like retreat. The addition of a hot tub on the deck creates the perfect spot to unwind after a long day, enhancing the feeling of a private retreat right in your backyard. In addition to the ample living space, this home offers abundant storage options throughout, ensuring there's plenty of room for all your belongings. With its combination of space, functionality, and thoughtful design, this home is ideal for anyone looking for a perfect blend of comfort, convenience, and style. Whether you're enjoying quiet evenings on the deck, hosting movie nights in the theater room, or cooking up a feast in the stunning kitchen, this home has everything you need and more.
Source: FMLS #7503332
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.