738 Worth Ct, Bethlehem, GA 30620
5 beds · 3 baths · 3,041 sqft sqft
This stunning and spacious home is ideally located near HWY 316 and HWY 81, offering easy access to Athens, Winder, Bethlehem and Monroe while providing a peaceful retreat. The inviting layout is perfect for both daily living and entertaining. The heart of the home is the large kitchen, featuring luxurious black walnut countertops, modern appliances, and ample cabinet space. The home also features a new A/C unit and mini splits along with a new roof! The oversized primary suite is a private haven with his-and-hers walk-in closets and a spa-like en suite bathroom. Downstairs, the finished basement expands the home's living and entertainment options. It includes a spacious game room that can easily accommodate a pool table or other recreational items, making it the perfect hangout space. Adjacent to the game room is a cozy theater room, where you can enjoy movie nights with family or friends in the comfort of your own home. Additionally, the basement offers an office or an extra bedroom, providing flexibility for those who work from home or need extra space for guests. Outside, the expansive back deck overlooks a serene, private wooded lot, creating a mountain-like retreat. The addition of a hot tub on the deck creates the perfect spot to unwind after a long day, enhancing the feeling of a private retreat right in your backyard. In addition to the ample living space, this home offers abundant storage options throughout, ensuring there's plenty of room for all your belongings. With its combination of space, functionality, and thoughtful design, this home is ideal for anyone looking for a perfect blend of comfort, convenience, and style. Whether you're enjoying quiet evenings on the deck, hosting movie nights in the theater room, or cooking up a feast in the stunning kitchen, this home has everything you need and more.
Source: GAMLS #10386401
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10386401
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10386401
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.