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7002 Sassafrass Ct

Summerville, SC 29485

4 beds · 3 baths · 2,912 sqft

$450,000

$1,380/mo at 2.5% with Roam

$1,948/mo at 7% with a bank loan

Get prequalified

About this home

Nestled on a peaceful cul-de-sac in the sought-after River Birch community of Summerville, this spacious and charming home welcomes you with its inviting curb appeal and a cozy front porch. As you step inside, you'll immediately notice the thoughtful details throughout, including stunning flooring, crown molding, and an abundance of natural light that fills the open floor plan. To your left, the formal dining room features elegant bay windows, setting the perfect scene for hosting gatherings. The dining room flows effortlessly into the stylish and highly functional kitchen, complete with stone countertops, generous cabinetry, sleek appliances (all under two years old), and a sunny eat-in area with bay windows.The kitchen opens to the family room, where a gas fireplace adds a warm touch. Just beyond, the sunroom offers direct access to the backyard, creating an ideal spot for relaxation. The main level primary suite is a true retreat, offering access to the sunroom and backyard as well as an ensuite bath with French doors, a luxurious soaking tub, a step-in shower, a dual sink vanity, and a spacious walk-in closet. On this level, you'll also find a large laundry room, a powder room, and convenient storage under the stairs. Upstairs, there are three additional bedrooms, a versatile flex space/optional bedroom, and a full bathroom, providing plenty of space for family or guests. Outside, the fenced-in backyard offers tall shade trees, a patio, and a cozy firepit, perfect for outdoor entertaining. This home is equipped with recently replaced AC units (just one year old), a Generac generator, and solar panels (Fully Paid Off) for added peace of mind. Conveniently located just 6.1 miles from Historic Downtown Summerville, 15.3 miles from I-26, and 16.2 miles from Charleston International Airport, this home combines comfort and convenience in a prime location. Don't miss out!

2,912 sqft
0.28 acres
Single Family
Built in 2010

Source: CTAR #24023995

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$1,104
$1,673
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,380
$1,948
5-year total
$82,813
$116,929
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing agent: Joshua Perry (843) 367-6943
Listing provided courtesy of: Matt O'Neill Real Estate (843) 619-0405
Details provided by CTAR and may not match the public record.
MLS ID: #24023995
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of the Charleston Trident Association of REALTORS®/Charleston Trident Multiple Listing Service. Those properties marked with the Broker Reciprocity logo are provided courtesy of the Charleston Trident MLS Broker Reciprocity Database. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright © 2025 Charleston Trident Association of REALTORS®. All Rights Reserved.
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