7002 Sassafrass Ct, Summerville, SC 29485
4 beds · 3 baths · sqft
Nestled on a peaceful cul-de-sac in the sought-after River Birch community of Summerville, this spacious and charming home welcomes you with its inviting curb appeal and a cozy front porch. As you step inside, you'll immediately notice the thoughtful details throughout, including stunning flooring, crown molding, and an abundance of natural light that fills the open floor plan. To your left, the formal dining room features elegant bay windows, setting the perfect scene for hosting gatherings. The dining room flows effortlessly into the stylish and highly functional kitchen, complete with stone countertops, generous cabinetry, sleek appliances (all under two years old), and a sunny eat-in area with bay windows.The kitchen opens to the family room, where a gas fireplace adds a warm touch. Just beyond, the sunroom offers direct access to the backyard, creating an ideal spot for relaxation. The main level primary suite is a true retreat, offering access to the sunroom and backyard as well as an ensuite bath with French doors, a luxurious soaking tub, a step-in shower, a dual sink vanity, and a spacious walk-in closet. On this level, you'll also find a large laundry room, a powder room, and convenient storage under the stairs. Upstairs, there are three additional bedrooms, a versatile flex space/optional bedroom, and a full bathroom, providing plenty of space for family or guests. Outside, the fenced-in backyard offers tall shade trees, a patio, and a cozy firepit, perfect for outdoor entertaining. This home is equipped with recently replaced AC units (just one year old), a Generac generator, and solar panels (Fully Paid Off) for added peace of mind. Conveniently located just 6.1 miles from Historic Downtown Summerville, 15.3 miles from I-26, and 16.2 miles from Charleston International Airport, this home combines comfort and convenience in a prime location. Don't miss out!
Source: CTAR #24023995
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24023995
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24023995
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.