VA loan
1 of 33
VA loan
$435,000 SIGNIN

Sign in to see required down payment for the 2.875% rate

6719 Skuna Dr, Colorado Springs, CO 80925

3 beds · 3 baths · 1,634 sqft

Welcome to this gorgeous home in the highly sought-after Lorson Ranch community! Boasting an open and airy floor plan, this home is designed for both comfort and entertaining. The seamless flow from the kitchen to the dining and living areas creates the perfect space for gatherings while still allowing plenty of room to spread out. Upstairs, you'll find exceptionally spacious bedrooms. The master suite features vaulted ceilings, a huge walk-in closet, and an elegant en-suite bathroom. Each of the additional bedrooms offers walk-in closets and ample space, with a shared full bathroom conveniently located nearby. The upstairs laundry room adds extra ease to daily living. Enjoy breathtaking Rocky Mountain views from the front porch or master bedroom—perfect for savoring peaceful mornings and stunning sunsets. The backyard backs to an open field for added privacy, providing a blank canvas to create your dream outdoor oasis. Additional highlights include a massive crawl space for all your storage needs and a prime location just minutes from Fort Carson and Peterson AFB. The backyard is waiting for your personal touch to make it your own. With scenic trails, multiple parks, and schools just minutes away, this home offers the perfect balance of convenience and tranquility. Don’t miss out on this incredible opportunity—schedule your showing today!

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$2,286
$3,273
You may also save up to $312,135 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,273 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,286
Principal & interest
$1,842
Mortgage insurance
-
Property taxes
$128
Home insurance
$315
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,634 sqft
Lot size
0.0878 acres
Year built
2021
Type
Single Family Residence
HOA dues
$0.00

Source: PPMLS #9804346

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 14, 2025 07:59 pm
Listing agent: Anna Contreras (719) 459-2737
Listing provided courtesy of: Harmony Real Estate Group, Inc (719) 427-6669
Details provided by PPMLS and may not match the public record.
MLS ID: #9804346
The real estate listing information and related content displayed on this site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.
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