626 S Sweetwater Hills Dr, Moore, SC 29369
5 beds · 3 baths · sqft
Welcome to Sweetwater Hills, where this charming 5-bedroom, 3-bath home is ready to welcome its new owners. Located in one of the area’s most desirable neighborhoods, this property offers both comfort and versatility. Step inside to discover a beautifully updated kitchen featuring sleek granite countertops, brand-new stainless-steel appliances, and freshly painted cabinets. A combination of hardwood, tile, and carpet flooring flows throughout the home, adding character and warmth to every space. There is a large storage area that is heated and cooled to make organization effortless. The main house includes 4-bedrooms, 2-baths and as described below, the apartment has 1-bedroom and 1-bath. Outside, the meticulously maintained yard provides a peaceful setting for relaxation and outdoor activities, complete with a fenced backyard for added privacy and security. An attached workshop provides the perfect space for DIY projects and hobbies. Additionally, the home is equipped with a Radon System for added peace of mind. A standout feature of this property is the exceptional second living quarters, ideal for use as a mother-in-law suite or potential rental income. This private space includes its own entrance, a spacious bedroom, full kitchen, living room, and a combined bath/laundry room. Currently rented for $1,500 per month, this unit provides incredible flexibility and income potential. Residents of Sweetwater Hills enjoy access to a community clubhouse, complete with a pool and fitness room — the perfect way to stay active and connect with neighbors. Don’t miss your chance to own this versatile home that blends comfort, style, and income opportunity. Schedule your showing today and explore all the possibilities this property has to provide!
Source: GREENVILLESC #1549820
Financials
Source: GREENVILLESC #1549820
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.