608 Stoneleafe Ln, Haines City, FL 33844
3 beds · 2 baths · 1,479 sqft
Welcome to this exquisite 3-bedroom, 2-bathroom home nestled on a spacious corner lot boasts a fantastic combination of comfort, sustainability, and affordability. One of the standout features of this home is the FULLY PAID OFF solar panels! Say goodbye to soaring electricity bills and hello to sustainable living! With the solar panels in place, you'll enjoy significantly reduced energy costs, allowing you to save money for your dream vacation! As you step inside, you'll be greeted by an inviting open-concept layout that seamlessly connects the living, dining, and kitchen areas. The expansive design of the living space creates the perfect atmosphere for entertaining guests or simply relaxing with your family. The home's split floor plan offers privacy and convenience, with the primary suite located separately from the other two generously sized bedrooms. This primary retreat boasts ample space, a private bathroom, and a walk-in closet, creating a peaceful sanctuary to unwind after a long day. Additionally, this property offers the convenience of low HOA fees and NO CDD fees, providing you with even more financial flexibility. Imagine the peace of mind of owning a home with minimal monthly expenses and maximum benefits. Whether you're drawn to the energy efficiency of the solar panels, the practicality of the split floor plan, or the charm of the open concept design, this home offers a harmonious blend of modern living and sustainable features that make it a true gem in today's real estate market. Schedule your private tour today!
Source: STELLAR #o6193736
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6193736
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6193736
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.