VA loan
1 of 78
VA loan
$599,000

6026 100th Ave E, Parrish, FL 34219

4 beds · 3 baths · 3,211 sqft

Priced to sell in the heart of Parrish FL! This stunningly oversized home is sure to captivate you with its exceptional features and desired upgrades. Nestled in the beautiful resort-style community of Harrison Ranch, this four-bedroom, two-and-a-half-bathroom home offers an unparalleled living experience. Boasting a generous square footage of 3,211, this meticulously designed residence was built in 2015 and showcases the epitome of modern elegance. Upon entering, you'll be enchanted by the spacious and thoughtfully designed layout. The oversize bedrooms provide ample space for relaxation and privacy, while the bonus room, loft, and den offer versatile spaces that can be tailored to your specific needs. This home has been thoughtfully upgraded to enhance both style and functionality. The extended lanai invites you to unwind and enjoy the Florida sunshine, while the aluminum fenced-in yard provides a safe and private oasis for outdoor activities. Inside, the final laminate flooring and upgraded bathrooms exude a sense of timeless sophistication. The primary bedroom is a true sanctuary, featuring an additional area for entertainment, allowing for both relaxation and leisure. The attention to detail extends to the exterior, with an extended driveway and over 20 feet of space on each side of the house. This provides ample room for parking and ensures a sense of spaciousness and privacy. As part of the esteemed Harrison Ranch community, residents can indulge in a host of resort-style amenities. Whether it's enjoying a refreshing dip in the pool, playing a round of tennis, or taking a leisurely stroll through the meticulously landscaped grounds, there's something for everyone to enjoy. This home comes fully equipped with all appliances, including a washer and dryer, ensuring convenience and ease in your daily routine. Beautiful light fixtures throughout add a touch of elegance and create a warm and inviting ambiance. With its prime location in Parrish, Florida, this home offers a tranquil escape from the hustle and bustle of city life, while still providing easy access to nearby amenities, shopping, dining, and entertainment options. In summary, 6026 100th Ave. E. is a remarkable home that combines luxury, comfort, and functionality. From its spacious and upgraded interior to its resort-style community and meticulous care, this residence is truly a gem. Don't miss the opportunity to make this extraordinary property your own. Schedule a showing today and experience the epitome of Florida living!

Interest rate 3
2.375%
With Roam
7%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,006
With Roam
$1,639
Reduce your monthly payments by $632 when you assume this mortgage.
You also save $200,009 in total interest paid.

$362,623
Edit

You may be able to put down less than the total down payment amount of $362,623 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
3,211 sqft
Lot size
0.17 acres
Year built
2015
Type
Single Family Residence

Source: STELLAR #a4616044

Loan
Remaining term
26 years, 4 months
Rate
2.375%
Monthly P&I
$1,006
Remaining loan balance
$236,376

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Oct 30, 2024 09:39 am
Listing agent: Robert E Lunt, III (941) 879-4730
Listing provided courtesy of: REALTY ONE GROUP SKYLINE (941) 302-1322
Details provided by STELLAR and may not match the public record.
MLS ID: #a4616044
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,006/mo
View details