521 Autumn Pl
Fountain, CO 80817
6 beds · 2 baths · 2,806 sqft
$484,900
Get prequalifiedAbout this home
Welcome to this beautifully cared-for home, offering plenty of space for everyone. With six bedrooms, a dedicated office, and four levels, this home provides ample room for people, pets, hobbies, workouts, entertaining, working, or simply relaxing. Upon entering the main level, you'll be welcomed by an open and inviting floor plan. The living room features custom hardwood floors, soaring ceilings, and a double-sided gas fireplace that also warms the home office. The kitchen is well appointed with solid wood cabinets, a tile backsplash, an island, and stainless steel appliances, including a gas range. Through the sliding glass doors, you'll discover a spacious custom composite deck, which overlooks a tranquil, tree-lined backyard with no rear neighbors. The top level hosts the primary bedroom, which has direct access to the updated main bathroom, and is located across from the second bedroom—perfect for a vanity room, a large walk-in closet space, or nursery. The garden level includes two additional well-sized bedrooms and a second bathroom. Just one level down, in the walk-out basement, you'll find a large family room, two more bedrooms, and a generously sized laundry room. Step out to the custom patio to find a walkway leading around to the front of the home and a shaded area that provides a peaceful spot to enjoy the serene backyard. If you’re looking for a spacious and quiet retreat in an ideal location, this home is the perfect choice.
Source: PPMLS #7655367
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.