452 Culloden Moor Dr, Mcdonough, GA 30253
6 beds · 4 baths · 3,849 sqft sqft
Welcome to your dream home! This stunning 6-bedroom, 4-bathroom custom-built residence boasts luxurious finishes and thoughtful upgrades throughout, including custom trim work and intricate ceiling details that add elegance to every room. The open-concept gourmet kitchen is designed for both function and style, featuring a double oven, gas cooktop, built-in microwave, dishwasher and stainless steel refrigerator. A massive island, breakfast nook, and a formal dining room provide ample space for entertaining, while the separate family room and formal living room offer multiple living areas to suit your needs. Hard surface flooring flows through the home, creating a luxurious ambiance, especially in all upgraded marble floors in the bathrooms. On the first floor, you'll find a private mother-in-law suite complete with a full bathroom, perfect for guests or extended family. Upstairs, spacious bedrooms offer comfort, while the stylish bathrooms continue the theme of high-end finishes. The home also includes a dedicated man cave/playeoom, ideal for recreation or relaxation. Additional conveniences include a main-level laundry room, water softener system, smart thermostat, and Ring security system. Outside, enjoy the professionally landscaped yard and a serene backyard space, perfect for entertaining or peaceful relaxation. Situated in a desirable HOA community, residents enjoy access to a playground and pool, with annual dues Under $500. This home's prime location is close to both public and private schools, including Eagles Landing Christian Academy, as well as McDonough Square and I-75, providing easy access to shopping, dining, and entertainment. Other highlights include a garbage disposal, cozy gas log fireplace, and energy-efficient appliances. This home truly offers everything, including a prime location in the heart of McDonough. Don't miss this opportunity to own an immaculate home!
Source: GAMLS #10372054
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10372054
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10372054
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.