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4500 22nd Ave N

Saint Petersburg, FL 33713

3 beds · 2 baths · 1,800 sqft

$629,000

$2,110/mo at 4.71% with Roam

$2,237/mo at 7% with a bank loan

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About this home

Welcome to your dream oasis in beautiful Saint Petersburg! This stunning 3-bedroom, 2-bathroom home is a true gem, featuring not just a prime location but also an array of desirable features that make it perfect for comfortable living and entertaining. From the moment you arrive, the beautiful curb appeal captured by the freshly painted exterior and lush landscaping will draw you in. The U-shaped driveway provides ample parking, making it easy for family and friends to gather. You’ll appreciate the brand-new roof, ensuring peace of mind for years to come and new Fence. Step inside and be welcomed by an open and inviting living space that flows seamlessly from the living room to the kitchen. The recessed ceiling lights with night light create a warm and modern ambiance, illuminating your gatherings perfectly. The kitchen is a chef's delight, boasting beautiful modern cabinetry, stainless steel appliances with a wine cooler designed to keep your bottles safe and sound (not to mention, at a chill temperature)! Stunning Calacatta quartz countertops and backsplash, and a breathtaking waterfall finish. It’s not just a kitchen; it's a centerpiece for creating unforgettable meals and memories. Both bathrooms have been tastefully designed, offering stylish finishes that provide a touch of luxury. Step outside to discover your own private paradise! The rectangular pool is perfect for refreshing swims and fun-filled afternoons. The large gazebo provides an amazing setting for entertaining, making it an excellent space for summer BBQs, family gatherings, or simply unwinding after a long day. Additionally, you'll benefit from two sheds for extra storage, providing ample space to keep your outdoor supplies and equipment organized as well as a parking space right next to the house perfect for parking your boat or RV.. This home is not just a place to live; it’s a lifestyle. With its unmatched features and prime location, this property presents an exceptional opportunity to experience the beauty of Florida living. Don’t miss your chance to own this beautifully updated home in Saint Pete. Call us today to schedule a private showing and take the first step toward making this paradise yours! Your dream home awaits!

1,800 sqft
9,635.0 sqft
Single Family
Built in 1957
Air conditioning
Fireplace
Private pool

Source: STELLAR #TB8376699

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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Aug 11, 2025 07:51 pm
Listing agent: Jatnna Jimenez (813) 517-7636
Listing provided courtesy of: LPT REALTY, LLC (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8376699
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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