4500 22nd Ave N, Saint Petersburg, FL 33713
3 beds · 2 baths · 1,800 sqft
Welcome to your dream oasis in beautiful Saint Petersburg! This stunning 3-bedroom, 2-bathroom home is a true gem, featuring not just a prime location but also an array of desirable features that make it perfect for comfortable living and entertaining. From the moment you arrive, the beautiful curb appeal captured by the freshly painted exterior and lush landscaping will draw you in. The U-shaped driveway provides ample parking, making it easy for family and friends to gather. You’ll appreciate the brand-new roof, ensuring peace of mind for years to come and new Fence. Step inside and be welcomed by an open and inviting living space that flows seamlessly from the living room to the kitchen. The recessed ceiling lights with night light create a warm and modern ambiance, illuminating your gatherings perfectly. The kitchen is a chef's delight, boasting beautiful modern cabinetry, stainless steel appliances with a wine cooler designed to keep your bottles safe and sound (not to mention, at a chill temperature)! Stunning Calacatta quartz countertops and backsplash, and a breathtaking waterfall finish. It’s not just a kitchen; it's a centerpiece for creating unforgettable meals and memories. Both bathrooms have been tastefully designed, offering stylish finishes that provide a touch of luxury. Step outside to discover your own private paradise! The rectangular pool is perfect for refreshing swims and fun-filled afternoons. The large gazebo provides an amazing setting for entertaining, making it an excellent space for summer BBQs, family gatherings, or simply unwinding after a long day. Additionally, you'll benefit from two sheds for extra storage, providing ample space to keep your outdoor supplies and equipment organized as well as a parking space right next to the house perfect for parking your boat or RV.. This home is not just a place to live; it’s a lifestyle. With its unmatched features and prime location, this property presents an exceptional opportunity to experience the beauty of Florida living. Don’t miss your chance to own this beautifully updated home in Saint Pete. Call us today to schedule a private showing and take the first step toward making this paradise yours! Your dream home awaits!
Source: STELLAR #tb8308269
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308269
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308269
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.