45 Magnolia Pkwy
Hampton, GA 30228
3 beds · 2 baths · 2,347 sqft
$299,900
Get prequalifiedAbout this home
*PRICED TO SELL* Welcome to 45 Magnolia Parkway, a two-story craftsman-inspired residence set on a generous plot in the quaint town of Hampton, GA. This home effortlessly combines turn-of-the-century charm with modern amenities, presenting a warm and inviting atmosphere that echoes through its spacious design. As you arrive, the home's facade impresses with its four inviting covered deck/patio spaces, framing the main entrance and beckoning you into a bygone era of detailed craftsmanship. These outdoor living spaces provide tranquil retreats to enjoy the gentle Georgia breeze and are an entertainer's dream, offering ample room for guests to gather and relax. Stepping inside, the home opens into a formal foyer, establishing a grand sense of arrival. From here, the flow leads to a formal living room that encapsulates sophistication, adjacent to a formal dining room designed for memorable family dinners and celebrations. Both spaces are bathed in natural light, with understated elegance resonating in the crown moldings and hardwood floors that continue throughout the main level. The heart of the home reveals a 2-story family room, which unfurls upwards, creating an open, airy sanctuary that seamlessly transitions into an eat-in kitchen. Here, culinary enthusiasts will admire the granite countertops, stainless steel appliances, and ample cabinetry that blend functionality with style. This social kitchen layout ensures the cook is never far from the conversation, making it ideal for casual dining or entertaining. The upstairs is dedicated to private living quarters, including a large loft that adapts to your lifestyle-be it an office, playroom, or den. Enter the primary bedroom, a spacious haven featuring an attached sitting room, large ensuite bath with freshly professionally cleaned tile, and a walk-in closet. Exclusive to this suite is a private covered porch, perfect for intimate evening lounging. Two additional guest bedrooms await, one boasting a large private covered deck. A full guest bathroom and a convenient laundry room complete this level. Additional features include fresh interior paint, new carpeting in the family room, and a two-car attached garage complemented by one of the longest driveways in the neighborhood. Situated within a sidewalk community, this home provides pedestrian-friendly access to downtown Hampton's vibrant assortment of shops, dining spots, and recreational activities. Proximity to the Atlanta Motor Speedway adds a unique local flair, while the household remains connected-but comfortably distanced-from Fayetteville, McDonough, and the Atlanta Airport. This property encapsulates the essence of modern convenience wrapped in the nostalgic warmth of craftsman style-an idyllic setting to create your new home story.
Source: GAMLS #10398764
5-year savings
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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