4441 Gevalia Dr
Brooksville, FL 34604
3 beds · 3 baths · 2,288 sqft
$449,000
Get prequalifiedAbout this home
Welcome to this spacious 2004 Windjammer Pool home, perfectly situated between the 2nd and 3rd tees of the Hernando Oaks Golf Course. Boasting 3 bedrooms, 2.5 bathrooms, an office, formal dining area, a formal living room, and an inviting family room. This home offers the ultimate in comfort and style. From the cozy den/study to the family room, there is plenty of space to relax and unwind. The kitchen features appliances, a gas cooktop, a built-in double convection oven, wood cabinets, corian countertops, and an island. The master suite is its own private retreat with an en suite bathroom that includes a garden tub, dual vanity, beautifully tiled walk in shower, a wet closet and pocket doors that enclose the commode and that leads to the master suite. Two guest bedrooms provide cozy accommodation, while the guest bathroom offers a tub/shower combo . A third half bathroom provided access to the pool area. The family room has a gas fireplace, large windows for natural light, and doors opening to the pool area. The lovely landscaping includes a charming butterfly garden. Additional highlights and updates include a three-car garage, a gas hot water heater (05/2023), a dishwasher (11/2023), a front door (5/2024) and A/C and furnace (06/2020). Hernando Oaks' amenities include an 18-hole Scott Pate course spanning 6,905 yards, a pro shop, a restaurant, and social membership. Don't miss out on the chance to make this your own - call for your private showing today! Seller is negotiable on price regarding cosmetic issues
Source: STELLAR #w7865111
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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