4441 GEVALIA DR, Brooksville, FL 34604
Welcome to this spacious 2004 Windjammer Pool home, perfectly situated between the 2nd and 3rd tees of the Hernando Oaks Golf Course. Boasting 3 bedrooms, 2.5 bathrooms, an office, formal dining area, a formal living room, and an inviting family room. This home offers the ultimate in comfort and style. From the cozy den/study to the family room, there is plenty of space to relax and unwind. The kitchen features appliances, a gas cooktop, a built-in double convection oven, wood cabinets, corian countertops, and an island. The master suite is its own private retreat with an en suite bathroom that includes a garden tub, dual vanity, beautifully tiled walk in shower, a wet closet and pocket doors that enclose the commode and that leads to the master suite. Two guest bedrooms provide cozy accommodation, while the guest bathroom offers a tub/shower combo . A third half bathroom provided access to the pool area. The family room has a gas fireplace, large windows for natural light, and doors opening to the pool area. The lovely landscaping includes a charming butterfly garden. Additional highlights and updates include a three-car garage, a gas hot water heater (05/2023), a dishwasher (11/2023), a front door (5/2024) and A/C and furnace (06/2020). Hernando Oaks' amenities include an 18-hole Scott Pate course spanning 6,905 yards, a pro shop, a restaurant, and social membership. Don't miss out on the chance to make this your own - call for your private showing today! Seller is negotiable on price regarding cosmetic issues
You may be able to put down less than the total down payment amount of $153,819 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7865111
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.