4420 Withrowwood Ct, Orlando, FL 32837
4 beds · 4 baths · 2,140 sqft
Discover the charming Chelsea Landing neighborhood within the sought-after Hunters Creek community. This stunning two-story pool home is located at the end of a tranquil cul-de-sac. Bright, airy spaces filled with natural light and soaring ceilings greet you, showcasing contemporary updates throughout. The vibrant floor tiles add a unique touch that flows through much of the home. The spacious dining room easily accommodates a table for 12 or more, making it perfect for entertaining, or can serve as a combined living and dining area. The family room features built-in shelves for a large TV and a bar area overlooking a kitchen outfitted with granite countertops and modern stainless steel appliances. If you work from home, you’ll appreciate the dedicated office space with views of your screened-in, heated pool. The fully fenced backyard offers a concrete pad ideal for sports or playtime with the family. The primary suite, located on the ground floor, provides privacy and direct access to the pool area. Upstairs, you’ll find three additional bedrooms and a recently remodeled full bathroom. With nearby schools, parks, shopping, restaurants, and easy access to major roads, this home truly has it all. Recent updates include a remodeled fence, a new pool floor, and a two-year-old roof. The first floor features all tile flooring, while the second floor boasts a beautifully updated bathroom. Don’t miss your chance to call this place home!
Source: STELLAR #o6246425
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6246425
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6246425
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.