4280 Kingston Gate Cv
Atlanta, GA 30341
3 beds · 4 baths · 3,091 sqft
$665,000
Get prequalifiedAbout this home
Experience luxury living in one of Atlanta’s most sought-after locations! This beautifully updated 3-bedroom, 3.5-bathroom home is in pristine condition and offers not just one—but two—flexible living spaces to suit your lifestyle. Located in the exclusive gated community of Kingston Gate, you’ll enjoy unmatched convenience just minutes from I-285, I-85, and GA-400—all while benefiting from DeKalb County taxes. Natural light pours through elegant transom windows on the main floor, accentuating the open-concept layout. The gourmet kitchen is a chef’s dream, featuring granite countertops, modern stainless steel appliances, and a functional flow into the stylish butler’s pantry. This space includes a custom bar area with designer pull-out drawers and shelving by Closet by Design, seamlessly connecting to the formal dining room—perfect for entertaining. The cozy living room offers built-in shelving and a fireplace, creating a warm and inviting ambiance. Just off the breakfast nook, a bright flex space is ideal for a home office, reading corner, or creative retreat. Step outside onto the serene back deck and enjoy tranquil views of nature—your own private escape. Upstairs, the spacious primary suite is a true retreat with a cozy sitting area and a luxurious ensuite bath featuring a soaking tub and separate glass-enclosed shower. The walk-in closet has also been thoughtfully upgraded with Closet by Design enhancements. An additional upstairs bedroom includes a private full bath for guest or family comfort. The daylight terrace level provides even more space with a third bedroom, full bath, and another versatile flex room—perfect for a gym, media space, or guest suite. Located close to shopping, dining, parks, and top-rated schools, this exceptional home blends luxury, comfort, and convenience. Don’t miss your chance to call this Atlanta gem your own!
Source: FMLS #7594880
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.