4229 Windscape Way, Gainesville, GA 30504
3 beds · 2 baths · 1,840 sqft
Welcome to this beautifully maintained home in the charming White Oak Park neighborhood. As you approach the property, you are greeted by a well-manicured lawn and a striking brick and stone entrance sign, setting the tone for the exceptional curb appeal. The home's exterior boasts a classic farmhouse-style design with clean, white siding, a tidy roof line, and contrasting black trim that creates an inviting and well-proportioned facade.Step inside and you'll find an open and airy floor plan that seamlessly blends the kitchen, dining, and living areas, creating a harmonious flow for everyday living and entertaining. The kitchen features gleaming granite countertops, ample cabinet space, and stainless steel appliances, providing the perfect setting for culinary creativity. Nearby, the dining area offers ample room for hosting gatherings, while the adjacent living room invites you to relax and unwind, with large windows that flood the space with natural light.Throughout the home, you'll find thoughtful design touches, such as vaulted ceilings, crown molding, and hardwood floors that contribute to the overall sense of sophistication and comfort. The primary bedroom suite boasts a spacious layout with a luxurious en-suite bathroom, complete with a garden tub, separate shower, and dual vanities, offering the perfect oasis for rest and rejuvenation.Step outside and you'll discover a generously-sized backyard, complete with a concrete patio and a lush, grassy expanse perfect for outdoor entertaining or family playtime. The fenced yard provides privacy and security, while the mature landscaping and mature trees add to the serene and tranquil atmosphere.This home truly offers the perfect blend of modern amenities and classic charm, making it an exceptional choice for those seeking a comfortable and stylish living experience in the desirable White Oak Park community. Schedule your private showing today to experience all that this remarkable property has to offer.
Source: GAMLS #10404574
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10404574
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10404574
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.