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409 Glouchester Ct

Summerville, SC 29485

4 beds · 4 baths · 3,579 sqft

$684,900

$1,587/mo at 2.375% with Roam

$2,225/mo at 7% with a bank loan

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About this home

Welcome to 409 Glouchester Court, a stunning 4-bedroom, 3.5-bathroom home in the highly sought-after community of Summerville, SC. This beautifully updated home located on a cul-de-sac features 3,579 sq. ft. of living space, including a fully renovated kitchen, luxury vinyl plank (LVP) flooring throughout, and custom finishes in every bathroom, creating a harmonious blend of modern style and comfort. As you enter the home, you'll be immediately struck by the bright, open-concept layout that creates a sense of grandeur. The family room features a cozy fireplace, providing a warm and inviting space for family gatherings and relaxation. Large windows allow natural light to flood the space, making it perfect for any occasion.In addition to the spacious main living areas, the home features a large sunroom that could serve as a mother-in-law suite with its own private entrance. This separate suite also offers a full bathroom perfect for guests or extended family. Upstairs, the master suite is a true sanctuary. The spacious bedroom offers plenty of room for a sitting area, while the luxury en-suite bathroom features dual vanities, a soaking tub, a separate shower, and a huge walk-in closet. Two additional well-sized bedrooms share a full custom designed bathroom, offering plenty of room for family or guests. The bonus room at the top of the stairs could easily function as an office, playroom, media center or game room. Step outside to the fully-fenced backyard, where you'll find an area perfect for outdoor dining and relaxing. Whether you're hosting summer BBQs or enjoying quiet evenings, this backyard offers plenty of space to enjoy the lowcountry lifestyle. Living in Ashborough East means you'll have access to wonderful community amenities, including a swimming pool, tennis courts, and a playground perfect for active families and outdoor enthusiasts. Additional features of this home include a two-car garage, a laundry room, and a convenient half-bath on the main floor. The community offers low HOA fees and easy access to top-rated DD2 district schools. The charming town of Summerville is known for its small-town atmosphere, beautiful parks, and rich history, making it a great place to call home. This home is NOT a flip, owners have put a ton of love into the remodel/upgrades and are relocating due to job. Don't miss the opportunity to see this stunning home in person schedule your tour today!

3,579 sqft
0.35 acres
Single Family
Built in 1988

Source: CTAR #24028654

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$1,180
$1,818
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$1,587
$2,225
5-year total
$95,220
$133,506
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing agent: Lindsay Milo (910) 309-1850
Listing provided courtesy of: EXP Realty LLC (888) 440-2798
Details provided by CTAR and may not match the public record.
MLS ID: #24028654
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