4 Doe Ct SE
Cartersville, GA 30120
4 beds · 3 baths · 2,600 sqft
$481,000
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INSTANT EQUITY!!! PRICED $41K BELOW RECENT APPRAISAL!!!! CUSTOM-BUILT 4 BEDROOM, 2.5 BATH CRAFTSMAN-STYLE HOME WITH LUXURY UPGRADES Welcome to this exquisite, 2 year old, custom-built Craftsman-style home, where timeless charm meets modern elegance. With 4 spacious bedrooms and 2.5 bathrooms, this meticulously designed home offers comfort, functionality, and an abundance of style. The open-concept living spaces are highlighted by beautiful luxury vinyl plank (Lifeproof) floors, high ceilings, and oversized windows that fill the home with natural light. The chef-inspired kitchen is a showstopper, featuring high-end stainless steel appliances, custom cabinetry, granite countertops, and a large center island — perfect for both meal prep and entertaining. The adjacent dining area, including a walk-through butler's pantry is ideal for family meals or hosting guests. The primary suite is a peaceful retreat, boasting a luxurious en-suite bathroom with dual vanities, a soaking tub, and a separate shower, creating a spa-like experience. Three additional generously sized bedrooms, sharing a well designed jack-and-jill bathroom, provide ample space for family or guests, each with plenty of closet space and thoughtful details. This home’s exterior blends classic Craftsman design elements with modern touches, offering a welcoming front porch and lush landscaping. Enjoy outdoor living with a private backyard that provides plenty of room for relaxation or play. Additional highlights include upgraded fixtures throughout, a two-car garage, and smart home features that enhance convenience and security. Located in the family-friendly, sought-after Carter Grove Plantation neighborhood, this home is just minutes away from parks, shopping, and esteemed Cartersville City Schools. Don’t miss the opportunity to make this stunning custom-built Craftsman-style home yours. Schedule a tour today!
Source: FMLS #7486032
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.