3957 Hanover Dr, New Port Richey, FL 34653
6 beds · 3 baths · 2,580 sqft
Welcome to this stunning 6-bedroom, 3-bathroom home where modern elegance meets comfort. Nestled in a tranquil and friendly neighborhood, this residence is perfectly situated close to parks, schools, and local amenities, offering the ideal blend of convenience and serenity. Step inside to discover an expansive open concept living, dining, and kitchen area that is the heart of the home. The beautifully upgraded kitchen features top-of-the-line appliances, sleek Corian countertops, a large island and ample storage, making it a culinary enthusiast's dream. The seamless flow into the spacious dining area and cozy family room creates an inviting space perfect for entertaining and family gatherings. The serene master bedroom serves as a perfect retreat, featuring ample space and privacy, a walk-in closet and an ensuite bathroom. The additional five bedrooms provide limitless possibilities for guests, home office, or hobby room. The three bathrooms are beautifully designed and equipped with modern fixtures, providing a touch of luxury and practicality. Step outside to discover a charming backyard oasis, featuring a beautiful pergola that provides a shaded area for relaxation and outdoor entertaining This backyard is ideal for hosting barbecues, enjoying morning coffee, or simply unwinding in a serene outdoor setting. Additionally, the neighborhood itself is filled with sidewalks, a playground, and a community pool, creating an inviting atmosphere for everyone to connect. Don't miss out on the opportunity to call this beautiful property your own and create lasting memories in a place you can truly call home.
Source: STELLAR #u8252368
Source: STELLAR #u8252368
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8252368
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.