3881 E Gleneagle Pl, Chandler, AZ 85249
2 beds · 2 baths · 1,680 sqft
GATED COMMUNITY at foothills of breathtaking San Tan Mountains- SOLERA. This home is a prime example of PRIDE in OWNERSHIP- these sellers have cared for this home METICULOUSLY and it shows from the moment you enter! With an 18-hole golf course at your doorstep, you'll experience resort-style living in a peaceful, private setting. Featuring 2 bedrooms, 2 bathrooms, and a flexible room that can serve as a 3RD bedroom (or home office, hobby, workout) this home boasts thoughtful design, recent upgrades and is the MOST popular floor plan in the community! Inside you're greeted by an entry way CHANDELIER and newly installed recessed LED LIGHTING . The split-bedroom floor plan offers privacy for both bedrooms featuring NEW CARPET and stunning HARDWOOD FLOORS throughout the home. The kitchen stands out with its custom TILE BACKSPLASH, new butcher block COUNTERS, and TWO pantries for ample storage. This home is bathed in natural light thanks to large BAY WINDOWS in 2 of the 3 ROOMS and huge windows flanking your FRENCH DOORS leading outback. PLANTATION SHUTTERS adorn every window, allowing for both privacy and elegance. Tranquil backyard with NO NEIGHBORS behind, providing ultimate privacy and peace. The no-maintenance yard includes SMART WATERING SYSTEM and a fully covered EXTENDED PATIO that spans the width of the house. With color-finished concrete floors and a mounted outdoor TV, the patio is perfect for enjoying Arizona's mild winters. The garage was designed with practicality in mind, offering extensive BUILT-IN STORAGE CABINETS, a WORKBENCH, upgraded led lighting and a mounted TV, making it an ideal space for hobbies, projects, or extra storage. The amenities within this community are EXTENSIVE- check DOCUMENTS TAB for full list and details- Some amenities include: Recreation facility, golf, restaurant, fitness, pools, social events and MUCH more.... OHHH, and you'll want to know about the transferable warranty!! You MUST see this one!!
Source: ARMLS #6771334
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6771334
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6771334
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.