3856 Bowfin Trl, Kissimmee, FL 34746
4 beds · 4 baths · 3,567 sqft
Welcome to your magnificent home in the much sought after community of Bellalago! This Tuscany style stunning 4 bed and 4 full bathroom residence boasts unparalleled luxury and functionality. Upon entering, you're greeted by high ceilings that create an airy and spacious ambiance throughout. The heart of the home is the meticulously upgraded kitchen, featuring sleek granite countertops, stainless steel appliances, and a convenient walk-in pantry for all your culinary needs. Two versatile multi-purpose spaces flanking the kitchen offer endless possibilities, whether you envision them as a home office, craft area, or even a wine storage haven. This thoughtfully designed home boasts not one, but two master suites. The first one is located downstairs, features a luxurious stand-up shower, duel sinks and walk in closets. Upstairs, the second master suite awaits, complete with a lavish bathtub and separate shower, dues sinks and a huge walk in closet. Entertaining is a breeze with the flexible living spaces this home offers. The downstairs flex space can effortlessly transition between a formal dining room, a lively game room, or a functional home office, accommodating your ever-changing needs. Upstairs, a spacious bonus room awaits, perfect for family movie nights, a children's play area, or a cozy reading nook. Upstairs also has access to a screened in balcony adding a touch of uniqueness to your home. Outside, the allure of nature beckons from the comfort of your own backyard. With the conservation area as your backdrop, you have a peaceful private oasis to escape the hustle and bustle of everyday life. In addition to this luxurious home, the Bellalago is a resort style guard gate community with unparalleled amenities and stunning natural surroundings. You’ll have a breathtaking pool, water slide, water park, fitness center, clubhouse, walking and bike trails, dog park, volleyball, tennis and basketball courts, a fishing pear and water access to Lake Tohopekaliga via boat ramps and boat lifts. All this minutes from restaurants and shops.
Source: STELLAR #o6204422
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6204422
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6204422
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.