357 WOODRIDGE PASS, Canton, GA 30114
Step into this charming one-story home, built in 2018, where modern convenience meets timeless elegance. Located in a serene Canton neighborhood, this stunning residence offers the perfect blend of comfort and style!! This open floor plan that seamlessly combines the living, dining, and kitchen areas. Natural light floods the space, creating a warm and inviting atmosphere. The living area features e soft, natural grey tones throughout the home provide a calming backdrop. The kitchen boasts beautiful granite countertops, sleek cabinetry, and stainless steel appliances. Whether you're preparing a quick breakfast or hosting a dinner party, this kitchen is equipped to handle it all. The home offers three bedrooms, each designed to be a tranquil haven. The master suite is a true retreat, featuring a spacious layout, a walk-in closet, and an en-suite bathroom with luxurious fixtures. The additional bedrooms are equally inviting, with ample closet space and easy access to the full and half baths. One of the standout features of this home is its exceptional lighting. Thoughtfully placed fixtures and an abundance of windows ensure that every room is bright and airy, enhancing the home's open and spacious feel. Outside, the home continues to impress with its well-maintained yard and charming curb appeal. The backyard offers plenty of space for outdoor activities or simply soaking up the sun. This Canton gem is more than just a house; it's a place where memories are made and cherished. With its thoughtful design, and modern amenities, it's the perfect place to call home. Don't miss your chance to experience the charm and elegance of this beautiful home. Schedule your private tour today and see for yourself all that this wonderful property has to offer.
You may be able to put down less than the total down payment amount of $107,083 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7421440