357 Woodridge Pass, Canton, GA 30114
3 beds · 2 baths · 1,665 sqft sqft
A major opportunity on a stunning ranch has just been presented to you! Keep reading! Step into this charming one-story home, built in 2018, where modern convenience meets timeless elegance. Located in a serene Canton neighborhood, this stunning residence offers the perfect blend of comfort and style!! This open floor plan that seamlessly combines the living, dining, and kitchen areas. Natural light floods the space, creating a warm and inviting atmosphere. The living area features e soft, natural grey tones throughout the home provide a calming backdrop. The kitchen boasts beautiful granite countertops, sleek cabinetry, and stainless steel appliances. Whether you're preparing a quick breakfast or hosting a dinner party, this kitchen is equipped to handle it all. The home offers three bedrooms, each designed to be a tranquil haven. The master suite is a true retreat, featuring a spacious layout, a walk-in closet, and an en-suite bathroom with luxurious fixtures. The additional bedrooms are equally inviting, with ample closet space and easy access to the full and half baths. One of the standout features of this home is its exceptional lighting. Thoughtfully placed fixtures and an abundance of windows ensure that every room is bright and airy, enhancing the home's open and spacious feel. Outside, the home continues to impress with its well-maintained yard and charming curb appeal. The backyard offers plenty of space for outdoor activities or simply soaking up the sun. This Canton gem is more than just a house; it's a place where memories are made and cherished. With its thoughtful design, and modern amenities, it's the perfect place to call home. Don't miss your chance to experience the charm and elegance of this beautiful home. Schedule your private tour today and see for yourself all that this wonderful property has to offer.
Source: FMLS #7421440
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7421440
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7421440
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.