343 Martis Way, Abilene, TX 79602
4 beds · 2 baths · 1,622 sqft sqft
Step into this beautifully updated 4-bedroom, 2-bathroom home blending modern style with comfort. High-quality LVP flooring runs throughout, creating a cohesive, easy-to-maintain look across all rooms. Large windows bathe each space in natural light, enhancing the open-concept floor plan perfect for entertaining or relaxing. The kitchen is a standout, with bright white countertops, cabinets, and a sleek backsplash for a clean, contemporary feel. A porcelain-enamel farmhouse sink adds charm and functionality, and the layout flows seamlessly into the dining and living areas. The primary suite is spacious, offering a private retreat with an ensuite featuring a luxurious freestanding tub with marble backsplash—ideal for unwinding. The guest bathroom exudes character with a bead board accent wall. Practical upgrades include a 220V outlet in the garage for electric vehicles or workshops, and a comprehensive Simplisafe security system with sensors and cameras on all sides of the home for added peace of mind. Outside, the expansive backyard is a gardener’s dream and entertainer’s delight. A detached brick paver patio, shaded by a 12’x10’ wood pergola, provides a perfect spot for outdoor dining. Raised cedar garden beds with trellises and enclosed by a picket fence offer space for flowers or vegetables, with drip irrigation for easy maintenance. Flower beds along the back fence and side of the house are filled with Texas native and water-wise plants, ensuring year-round color. The lawn is treated and fertilized annually, and stained fencing surrounds the space, creating a private outdoor oasis. This home is a wonderful mix of style, functionality, and outdoor enjoyment, ideal for anyone seeking a thoughtfully upgraded living space.
Source: NTREIS #20777078
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20777078
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20777078
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.