3359 Harvest Vw
Marion, TX 78124
4 beds · 4 baths · 3,131 sqft
$689,000
Get prequalifiedAbout this home
VA ASSUMABLE AT 2.25% WELCOME HOME to this beautiful and well maintained 3000+ sq ft, 4 bedroom, 3.5 bath home with a backyard oasis on nearly a half acre! Upon entry into the home you will find a study and a private in-law suite with a large walk in closet. The kitchen is massive with tons of counter space, cabinets and built in stainless appliances, a large island with room for 6 barstools, and is open to the living room and dining area. Under cabinet lights add a nice ambiance and the walk in pantry has lots of storage room. The living room is full of windows and natural light and has a floor to ceiling rock fireplace. The master suite boasts a large room with a bay window and a grand master bath including his and hers closets, a stand alone tub, huge walk in shower, linen closet and separate vanities. On the other side of the house is a half bath with a door to the outside pool area, 2 bedrooms with a jack n jill bath between, the laundry room with more cabinets and counter space as well as room for a fridge and then a large drop zone area with hooks, shoe cubbies and a bench at the garage entry. Outside you will find a massive covered patio area perfect for entertaining, a sparkling pool with waterfall feature, mature trees and a 12X16 shed. House comes complete with a water softener and full sprinkler system. 80" TV is included! Schedule your showing today!
Source: SABOR #1831856
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.