3213 Ashmore Ct
Conyers, GA 30094
5 beds · 3 baths · 3,060 sqft
$490,000
Get prequalifiedAbout this home
Welcome to your dream home priced below recent appraised value. This beautiful and stately 5-bedroom, 3-bath home is a perfect blend of timeless sophistication and modern comfort. Elegance is throughout this three-sided brick home that boasts a commanding presence and offers spacious living for those who appreciate quality craftsmanship. As you step inside, you are greeted by a grand foyer that leads into an open and bright floor plan, ideal for both entertaining and day-to-day living. The expansive living room features large windows that flood the space with natural light, while the gourmet kitchen is a chef's dream with high-end appliances, granite countertops, and a generous island. Upstairs, the luxurious primary suite is a true retreat with its own private bath, complete with a soaking tub, separate shower, and double vanities. Four additional spacious bedrooms provide ample space for family or guests, while the three full baths ensure convenience and privacy for all. Outside, enjoy the peaceful setting, offering scenic views that are perfect for outdoor gatherings or quiet relaxation. This home combines classic brick beauty with modern amenities, making it a must-see for anyone seeking comfort, elegance, and breathtaking views. Don't miss the opportunity to make this dream home your own!
Source: GAMLS #10418184
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.