3213 Ashmore Ct, Conyers, GA 30094
5 beds · 3 baths · 3,060 sqft
Welcome to your dream home. This beautiful and stately 5-bedroom, 3-bath home is a perfect blend of timeless sophistication and modern comfort. Elegance is throughout this three-sided brick home that boasts a commanding presence and offers spacious living for those who appreciate quality craftsmanship. As you step inside, you are greeted by a grand foyer that leads into an open and bright floor plan, ideal for both entertaining and day-to-day living. The expansive living room features large windows that flood the space with natural light, while the gourmet kitchen is a chef's dream with high-end appliances, granite countertops, and a generous island. Upstairs, the luxurious primary suite is a true retreat with its own private bath, complete with a soaking tub, separate shower, and double vanities. Four additional spacious bedrooms provide ample space for family or guests, while the three full baths ensure convenience and privacy for all. Outside, enjoy the peaceful setting, offering scenic views that are perfect for outdoor gatherings or quiet relaxation. This home combines classic brick beauty with modern amenities, making it a must-see for anyone seeking comfort, elegance, and breathtaking views. Don't miss the opportunity to make this dream home your own!
Source: GAMLS #10401928
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10401928
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10401928
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.