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314 Madison Grove Blvd

Thomasville, GA 31757

5 beds · 4 baths · 5,481 sqft

$818,000

$4,781/mo at 4.077% with Roam

$6,084/mo at 7% with a bank loan

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About this home

Luxury, Comfort & Community-All in One Stunning Home at Madison Grove! Welcome to a home where everyday living feels anything but ordinary. Nestled in the sought-after Madison Grove community, this beautiful property blends comfort, luxury, and thoughtful design around every corner. Step through the front door and you'll immediately notice the soaring ceilings and natural light that flood the open spaces, creating an inviting atmosphere that feels both grand and warm. The heart of the home-the gourmet kitchen-is a dream for entertainers. Outfitted with stainless steel appliances, a granite-topped bar, and even a water purification system, it's ready for everything from casual breakfasts to lively dinner parties. The open layout flows effortlessly into the main living area, perfect for laid-back evenings or hosting friends and family. And if you're looking for space, you'll love this: not one, but two primary bedrooms are located on the main floor, each with its own beautifully designed private bath featuring custom tilework and stylish vanities. The primary suite goes a step further with double vanities, a deep soaking tub, and a walk-in closet that could rival a boutique. Upstairs, the options are just as impressive. You'll find three spacious bedrooms, a large flex/game room for movie nights or weekend fun, and a fully equipped 24x24 theater room complete with a granite-top bar, refrigerator, microwave, dishwasher-and yes, all the theater gear stays. Outside, relax in your oversized 20x20 screened porch. Whether it's coffee in the morning or cocktails at dusk, it's your private spot to unwind and enjoy the quiet. Throughout the home, you'll find thoughtful custom touches-judge's paneling, plantation shutters, detailed ceiling moldings, rich pecan wood flooring, and an oversized two-car garage with extra storage. But what really sets this home apart is the lifestyle it offers. Madison Grove isn't just a neighborhood-it's a true community. Take advantage of the resort-style amenities including a clubhouse with a gym, a beautiful park, and a sparkling outdoor pool. Whether you're looking to stay active or simply connect with neighbors, it's all here. This is more than just a home-it's where comfort meets luxury in all the right ways. Come see what life in Madison Grove is all about. Bonus: An assumable VA loan option makes this incredible opportunity even more attractive!

5,481 sqft
0.41 acres
Single Family
Built in 2012
4 car garage
Air conditioning
Fireplace
Shared pool

Source: GAMLS #10549994


$4,781/month
Compared to $6,084/mo with 7% bank loan

$736,200
26y 3mo
4.077% 7%
$605,979 at 2.875% (VA)
$130,220 at 8.875%

Payments are estimates and subject to approval. To learn more about rates, contact us.


5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$3,810
$5,112
Property taxes
$409
$409
Mortgage insurance
-
-
Home insurance
$436
$436
HOA fees
$126
$126
Monthly total
$4,781
$6,084
5-year total
$286,914
$365,076

Loan details
Loan type
VA
Remaining balance
$605,979.64
Remaining term
26 yrs and 3 mos
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Aug 15, 2025 05:53 am
Listing agent: Bobbie James (706) 615-3063
Listing provided courtesy of: The Avenues Real Estate Partners (229) 236-7355
Details provided by GAMLS and may not match the public record.
MLS ID: #10549994
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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