314 Madison Grove Blvd, Thomasville, GA 31757
5 beds · 4 baths · 5,481 sqft
Convenience meets luxury and comfort in every corner in the prestigious Madison Grove community. Step inside this magnificent home and be greeted by soaring ceilings that amplify the natural light flooding the expansive living spaces. The centerpiece of the home is the gourmet kitchen, with a granite-topped bar a water purification system, and high-end stainless-steel appliances-for the culinary enthusiasts and entertainers alike. The open layout flows into the main living space, perfect for both everyday living and entertaining guests. On the main floor, you'll find not one, but two primary bedrooms, each radiating serenity and style with private baths beautiful vanity sinks, & exquisite tile work. The primary suite boasts a dual vanity sinks, deep soaker tub and a spacious walk-in closet fit for a fashion aficionado. Upstairs, three generously sized bedrooms offer comfort and privacy, complemented by a versatile entertainment/game room-a haven for relaxation and entertaining friends and family. For movie enthusiasts, the 24x24 theater room is equipped with a granite top bar, a refrigerator, microwave, dishwasher and all the necessary theatre equipment. Outside, enjoy the serenity of the 20x20 screened porch, ideal for morning coffee or evening cocktails. Crafted with discerning taste, this home feature custom details including judge's panels, plantation shutters, intricate celling moldings, and rich pecan wood flooring throughout the main living areas and oversized 2-car garage and creating an ambiance of timeless sophistication. This home is not just about luxury-it's also about Community. Residents of Madison Grove enjoy access to exceptional amenities such as a clubhouse with gym, a park, and sparkling outdoor pool-an invitation to unwind and connect with neighbors. Schedule your private tour today and discover why this isn't simply a house, but a place where luxury and comfort converge to create your living experience. Assumable VA Loan option available.
Source: GAMLS #10339596
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10339596
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10339596
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.