3002 Sarah Ln
Griffin, GA 30224
4 beds · 3 baths · 2,434 sqft
$389,000
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A Rare Gem with Bonus Lot & Endless Possibilities! Discover charm, space, and opportunity wrapped into one stunning home-complete with a second cul-de-sac lot included in the sale! Nestled in a peaceful sidewalk-lined community with its own neighborhood pool, this beautifully updated and meticulously cared-for home sits proudly on nearly two acres across two separate lots, offering both privacy and possibility. The wraparound porch, framed by lush landscaping, invites you to relax on a swing or in rocking chairs, while waving to neighbors passing by the double cul-de-sac. Step inside and be wowed by a light-filled great room with soaring vaulted ceilings, hardwood floors, and a cozy fireplace-the heart of the home. The open layout flows into a formal dining room with elegant tray ceiling and natural light pouring in, creating a space that's both stylish and welcoming. The kitchen is a true standout-renovated with subway tile backsplash, sleek tile floors, stainless steel appliances, and rich dark cabinetry. The cheerful breakfast area overlooks the expansive backyard-perfect for bird watching or morning inspiration. The primary suite is a private retreat with a tray ceiling, a sunny sitting area ideal for a reading nook or workspace, and a spa-like ensuite featuring dual vanities, a garden tub, separate shower, and a spacious walk-in closet. Two additional bedrooms and a full bath are thoughtfully located on the opposite side of the home for added privacy. Upstairs, a large bonus bedroom with its own ensuite bath makes for a perfect teen or guest suite-or a cozy home office hideaway. But what truly sets this home apart is what's outside. Whether you're dreaming of an ADU (Accessory Dwelling Unit), a private sports court, or your very own backyard oasis, this extra lot gives you room to imagine-and the land to make it real. (Zoning or variance approval may be required for certain uses.) Imagine backyard games, gardening, a pool, and a custom fire pit area. This is outdoor living at its best. Picture grilling on your extended back patio, hosting outdoor movie nights, or simply letting your creativity run wild with all that extra space. Additional highlights include a 2-car side-entry garage, extra parking spaces, and a long driveway for family and guests. Located just minutes from I-75, shopping, dining, and the new Spalding County Aquatic Center, this home offers the convenience of town with the breathing room of a private retreat.
Source: GAMLS #10479887
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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