30 Windward Ct
Senoia, GA 30276
4 beds · 2 baths · 3,404 sqft
$525,000
Get prequalifiedAbout this home
Ever walk into a home and it just "feels" like home? That's how you'll feel when you enter 30 Windward Ct! Welcome to the Abigail plan in Heritage Pointe subdivision! Built in 2017 and very well cared for, it'll "feel" like home from the minute you walk in! Step through the inviting doorway, into the two-story foyer. To your left is a flex room with arched doorways that lead through custom barn doors to the dining room with coffered ceilings. The expansive kitchen seamlessly flows into a sunken family room and invites togetherness for those holiday gatherings. With granite countertops, Travertine accents and built-in appliances, this is where culinary magic happens! Upstairs is the serene owner's sanctuary, where tranquility awaits. The soaking tub provides the ultimate retreat to unwind and rejuvenate after a day filled with adventures and accomplishments! On the upper level, you'll also find three more spacious bedrooms - two that share a Jack and Jill bathroom. Boundless possibilities await in the expansive, private backyard with the woods as your backdrop! Unwind after a long day on the covered patio while catching a game on the outdoor TV or sipping a cool drink on those hot Georgia days! Heritage Pointe is at the heart of everything! Take a short golf cart ride to the charming town of Senoia where you can enjoy several delicious restaurants and boutique shops. Or hop in your car and head to Peachtree City. "Senoia the perfect setting for life!"
Source: GAMLS #10405868
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.