30 WINDWARD CT, Senoia, GA 30276
Welcome to the Abigail plan in the sought after Heritage Pointe subdivision! This home is a masterpiece of design with iron rail spindles, hand-scraped hardwood floors and attention to detail at every turn! As you step through the inviting doorway, you'll be greeted by the two-story foyer. To your left is a flex room with arched doorways that lead through custom barn doors to the dining room with coffered ceilings. Experience the joy of togetherness as the expansive kitchen seamlessly flows into a sunken family room. With granite countertops, Travertine accents and built-in appliances, this is where culinary magic happens! Retreat upstairs to the serene owner's sanctuary, where tranquility awaits. The soaking tub provides the ultimate retreat to unwind and rejuvenate after a day filled with adventures and accomplishments! Upstairs, you'll also find three more spacious bedrooms - two that share a Jack and Jill bathroom. Boundless possibilities await in the expansive, private backyard with the woods as your backdrop! Unwind after a long day on the covered patio while catching a game on the outdoor TV or sipping a cool drink on those hot Georgia days! Heritage Pointe is at the heart of everything! Take a short golf cart ride to the charming town of Senoia where you can enjoy several delicious restaurants and boutique shops. Or hop in your car and head to Peachtree City. "Senoia the perfect setting for life!" This home is protected by a Guard Home Warranty! Call for details on continuing coverage!
You may be able to put down less than the total down payment amount of $281,024 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10293603
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.