297 Red Leaf Blvd
Moncks Corner, SC 29461
4 beds · 3 baths · 2,585 sqft
$375,000
Get prequalifiedAbout this home
Welcome to your dream home in the heart of Foxbank Plantation! This beautifully designed residence offers a warm, inviting atmosphere with custom touches that make it truly one-of-a-kind. Step inside to find a bright, open floor plan with gorgeous 5'' plank flooring throughout the main level. A spacious foyer and oversized storage closet greet you at the entrance, setting the tone for comfort and functionality.The living room, kitchen, and dining areas are seamlessly connected--divided only by a large center island with an eat-in bar, perfect for entertaining. The kitchen features abundant cabinetry, a massive walk-in pantry, and modern finishes. A cozy gas fireplace anchors the living room, which opens directly to the back patio--ideal for outdoor dining and grilling.Convenience meets style with a custom drop zone just off the two-car garage, complete with hooks and a built-in charging station. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and a walk-in laundry room. The spacious owner's suite is filled with natural light and includes a large walk-in closet, dual vanity, separate soaking tub and shower, and a private water closet. Enjoy all that the Foxbank community has to offer, including sidewalks, a resort-style pool, serene lakes, and a welcoming neighborhood atmosphere. Just a short golf cart ride to the elementary school, restaurants, and shopping. Plus, you're minutes from Summerville, Charleston, Moncks Corner, and nearby rivers and lakesperfect for weekend adventures. Don't miss this opportunity to own a home that combines comfort, convenience, and community in one exceptional package!
Source: CTAR #25014536
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.