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2870 Pharr Court South NW Apt 1705 Unit 1705

Atlanta, GA 30305

2 beds · 2 baths · 1,260 sqft

$320,000

$2,258/mo at 2.875% with Roam

$2,614/mo at 7% with a bank loan

Get prequalified

About this home

Discover life at The Concorde, a distinguished high-rise in the heart of Buckhead, celebrated for its unique architectural style. This exceptional residence offers an unparalleled living experience, enhanced by a wide array of amenities and services. Step into this elegantly designed two-bedroom, two-bathroom condo featuring spacious, modern interiors with freshly refinished hardwood floors and a fresh coat of paint throughout. Marvel at the stunning views through floor-to-ceiling windows that bathe the space in natural light, offering breathtaking sunrises to the East and sunsets to the West. Situated on the 29th floor, the condo’s layout seamlessly connects the updated kitchen to the living area. The kitchen shines with a bright, open design, stainless steel appliances, modern finishes, a pantry, and the convenience of an in-unit washer and dryer combo. Both generously-sized bedrooms could serve as primary suites, each with floor-to-ceiling windows, walk-in closets, and private bathrooms. Enjoy north-facing views of Downtown Buckhead, Sandy Springs, Vinings, Kennesaw Mountain, and Atlanta's vibrant seasonal foliage. Schedule a sunset showing for a truly awe-inspiring experience. The Concorde offers a wealth of resort-style amenities, including a state-of-the-art fitness center, tennis court, swimming pool, and personalized concierge services. The property also features a dog park, a gated private parking garage, and beautifully landscaped outdoor areas. Security is top-notch, with multiple gated access points ensuring peace of mind. Immerse yourself in the vibrant energy of Buckhead Village, where luxury shopping, chic dining, and lively nightlife create a premier urban destination in the heart of Atlanta. Please note that several photos in this listing are virtually staged.

1,260 sqft
0.0289 acres
Condominium
Built in 1988
2 car garage

Source: FMLS #7448001

5-year savings

Compared to a conventional mortgage
Roam
Bank
Principal & interest
$882
$1,237
Property taxes
-
-
Mortgage insurance
-
-
Home insurance
-
-
HOA fees
-
-
Monthly total
$2,258
$2,614
5-year total
$135,536
$156,845
Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Aug 13, 2025 11:43 am
Listing agent: RJ Rokosz
Listing provided courtesy of: Atlanta Fine Homes Sotheby's International (404) 874-0300
Details provided by FMLS and may not match the public record.
MLS ID: #7448001
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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