2820 Emerald Ct SW
Atlanta, GA 30311
4 beds · 3 baths · 2,134 sqft
$395,000
Get prequalifiedAbout this home
House is AS IS. Welcome to your dream home! This stunning 4-bedroom, 2 1/2 bath residence is nestled in a vibrant Atlanta neighborhood, offering the perfect blend of modern comfort and timeless elegance. From the moment you step inside, you'll be captivated by the spacious, open floor plan and the abundance of natural light that fills each room. The gourmet kitchen has all the necessary amenities to entertain your friends and family. The adjacent dining area and cozy living room with a fireplace create an inviting atmosphere for family gatherings and relaxation. Upstairs, the luxurious master suite boasts a spa-like en-suite bathroom with a soaking tub, separate shower, and dual vanities. Two additional generously sized bedrooms upstairs and one in the basement provide ample space for family, guests, or a home office. Step outside to your private backyard oasis, complete with a patio for outdoor dining and a beautifully landscaped garden. This home also includes a two-car garage and plenty of storage space. Located in a sought-after community with excellent schools, parks, and easy access to shopping, dining, and entertainment, this home truly has it all. Don't miss the opportunity to make this your forever home schedule a showing today!
Source: GAMLS #10356561
5-year savings
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.