2727 N JULIET DR, Deltona, FL 32738
This home comes with an open floor plan and tile flooring throughout the common areas. Very well-maintained home with a perfect touch of comfort and charm. The living room has a beautiful accent wall with a built-in frame for your television and vaulted 10' ceilings. Plenty of space for entertaining and storage in the four bedrooms, all with ceiling fan lights. Large spacious bedrooms with large closets. One side of the house has two bedrooms with a bathroom between them with a beautiful accent wall, another bedroom closer to the front of the house with a wardrobe and the primary suite is on the other side of the house. The primary is very spacious with his and her walk-in closets and vanities. A separate room for the toilet for pure privacy and function with a shower and garden tub. Plenty of natural lighting in this home. The kitchen is wide open with plenty of counter space and outlets, under mount lights on the cabinets, a pantry with built in storage shelves, hanging fruit holder, ample lighting, expansive two-tier seating, trash can in a cabinet to hide it away, taller baking pan cabinets and new appliances and faucet. Fridge has a hidden water and ice maker. The kitchen opens up to a breakfast nook or dining area. The house also includes an inside laundry room with a ton of storage and for hanging space. There is another spacious room for a formal dining room or office space. The house is also equipped with a cozy front porch with a swing. The marvelous fenced in covered back patio is open with a nice large storage shed with lots of storage overlooking an only 2.5-year-old custom built saltwater pool with an exquisite travertine decking. The pool has an amazing hot tub that spills over into the pool through a Waterfall with three different areas in the pool for seating and two tables for the ultimate relaxation for lounging. Enjoy night swimming with the built in lights with varying color options and tv mount and hookup for outside tv viewing from the patio furniture, pool or hot tub. It has a 2-car attached garage with epoxy flooring. There is a large storage attic accessible through the garage. Additional highlights include new HVAC unit (2 years ago) with larger than normal ducts in the primary bedroom, newer roof (4-5 years old), brand new garage door (April 2024), custom fitted window Hurricane/storm covers, new keyless lock front door handle, two hose hookups outside and several outside outlets. Space still available on breaker box if needed. Underground electrical lines making the chances of power outages during storms much less likely. New solar panels which are only 2 years old that were installed and inspected when the HVAC system was updated which make it so there is no electric bill even with the pool and hot tub. This is a must see, rare find close to Daytona Beach and Orlando. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed. Buyer(s) responsible for verifying all information.
You may be able to put down less than the total down payment amount of $134,026 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6239587
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.