2721 Kemp Ct, Conyers, GA 30094
3 beds · 2 baths · 1,792 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning and completely enchanting property that captures the very essence of elegance and charm. As you approach the entryway, you are greeted by a meticulously manicured landscape that sings a symphony of vibrant colors and textures, beckoning you to explore further. The wonderfully designed exterior boasts an alluring facade that seamlessly combines classic design elements with contemporary flair, creating an inviting atmosphere that is both warm and sophisticated. Upon entering, you are immediately transported into a world of refinement, where every detail is thoughtfully curated to enhance both aesthetic appeal and functional living. The grand foyer, bathed in natural sunlight, welcomes you with its soaring ceilings and tasteful embellishments, which serve as a prelude to the harmonious flow of the entire home. Rich, inviting hues and carefully chosen furnishings offer a sense of comfort and style that permeates every room. As you journey through the main living areas, you will discover an expansive layout designed for both entertaining and peaceful enjoyment. The gracious living room features ample space adorned with beautiful light fixtures and gorgeous flooring that invites you to gather with family and friends. Adjacent to the living space lies an exquisite dining area that easily accommodates intimate dinners as well as lively gatherings, all complemented by an abundance of natural light that spills through large windows and illuminating the entire space. The kitchen, a home chef's dream come true, showcases top-of-the-line appliances that promise high-performance and efficiency, along with abundant counter space that invites culinary creativity. Elegant cabinetry and tasteful accents enhance functionality while providing a stylish backdrop for meal preparation. An adjoining breakfast nook presents the perfect space to enjoy your morning coffee, offering picturesque views of the verdant outdoors. Retreat to the luxurious sleeping quarters that exude serenity and relaxation. Each bedroom is a private haven, offering generous proportions and large windows that frame breathtaking views, allowing for an abundance of natural light to flood the rooms. The exquisite master suite stands as a true sanctuary, boasting an elegant en-suite bathroom complete with sumptuous finishes, thoughtful details, and a serene atmosphere that promises a blissful escape at the end of the day. For those who appreciate leisure and recreation, this property boasts engaging outdoor spaces designed for relaxation and enjoyment. The expansive backyard, a true oasis, features well-designed landscaping that elegantly blends with the natural surroundings, perfect for hosting summer barbecues or simply enjoying a quiet evening under the stars. Ample space for gardening, entertainment, or playful activities ensures that the outdoors serve as a seamless extension of the home. This remarkable residence is not just a place to live, but rather a lifestyle that invites you to create lasting memories and cherish moments with loved ones. The attention to detail, timeless charm, and exquisite craftsmanship make this property a rare gem that promises happiness and joy for years to come. Schedule your private viewing today and experience all that this extraordinary home has to offer.
Source: GAMLS #10497924
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10497924
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.