2721 Kemp Ct, Conyers, GA 30094
3 beds · 2 baths · 1,742 sqft sqft
This charming townhome offers a warm and welcoming atmosphere, perfectly suited for those seeking a comfortable and well-appointed living space. Stepping through the sturdy wooden front door, one is greeted by a spacious open-concept floor plan that seamlessly integrates the kitchen, dining area, and living room. The kitchen, adorned with sleek dark cabinetry and modern appliances, provides ample storage and preparation space, perfect for the aspiring chef or the casual home cook. The dining area, illuminated by a elegant light fixture, invites you to gather with family and friends for memorable meals. The living room, with its cozy fireplace and plush furnishings, creates a inviting ambiance for relaxation and entertainment. Moving upstairs, the home boasts a serene primary master bedroom, complete with a well-appointed bathroom and ample closet space for storage. Loft located on second level for entertainment for friends and family. Two additional bedrooms offer comfortable accommodations for guests or family members, while a hallway bathroom ensures convenience and functionality. The home's thoughtful design is further enhanced by the inclusion of a dedicated laundry room, providing a dedicated space for efficient household tasks. Stepping outside, the private rear yard offers a delightful oasis, featuring a lush artificial lawn and a charming wooden privacy fence, creating a secluded and tranquil outdoor retreat. The attached garage provides secure parking and additional storage space, adding to the home's practical amenities. Overall, this townhome exudes a harmonious blend of modern design, thoughtful features, and a cozy ambiance, making it an ideal choice for those seeking a comfortable and well-appointed living experience.
Source: GAMLS #10360415
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10360415
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10360415
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.