26403 Cuyahoga Cir, San Antonio, TX 78260
5 beds · 4 baths · 2,991 sqft sqft
~Welcome to Your New Hill Country Obsession!~ Picture this: You've just found the perfect Hill Country home in Stone Oak. This 5-bedroom, 3.5-bathroom beauty is sitting prestigious with almost ~3,000sqft~ of pure luxury on a massive .194 -acre lot. Let's break it down-because this house has ~everything~ you want, and probably a few things you didn't even know you needed! You pull up, and the curb appeal hits you like, "Wow, I could live here." The brick exterior is classic, the trees say, "Welcome to the good life," and the front door? It's basically inviting you in. Inside, it's all about first impressions. Open spaces flooded with natural light, imported wood floors, and custom finishes that make this home one-of-a-kind. The kitchen? Oh man, the kitchen is ~chef's kiss~. Equipped with premium Viking appliances including a range, oven, & dishwasher- & a KitchenAid microwave, all newly installed, & a nook that's just begging for brunch with friends & family. You could host Thanksgiving here and look like you know what you're doing. There's a secondary bedroom with ensuite downstairs, providing the perfect accommodation for visitors or multi-generational living. Then there's the Owner's retreat. This is your new favorite place on Earth. It's huge & practically a sanctuary with high vaulted ceilings. The newly remodeled spa-like bathroom is so luxurious, you might run late because you don't want to leave. Upstairs Game room, enough said. Whether it's Netflix marathons, game nights, or your secret dance party spot, it's ready for anything. But wait-there's more. Step outside into your new backyard, and just try not to fall in love. It's the ultimate hangout spot & private oasis. Picture string lights, a fire pit, putt putt golf on the Astroturf and enough space to throw the kind of summer BBQs that make everyone ask, "When's the next one?" Let's talk about the neighborhood. Yes, I'm talking about *that* gated & guarded neighborhood. The one with the top-rated schools including Hardy Oak ES, Lopez MS, & Reagan HS, killer shopping, (HEB is practically in your backyard) and more restaurants than you can ever try. Amenities galore; competition swimming pool, tennis courts, volleyball, play grounds, nature trails, soccer field, & basketball court. You'll never want to leave. Here's the deal: at this stellar price, this Stone Oak home is where your life story gets a major upgrade. It's the kind of place that makes you want to sign the papers ~yesterday~. So, what are you waiting for? This isn't just a home; it's a statement of living well. Ready to make it yours?
Source: SABOR #1815360
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1815360
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1815360
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.