2466 Quiet Waters Loop, Ocoee, FL 34761
4 beds · 2 baths · 2,004 sqft
Seller may consider buyer concessions if made in an offer ~ In the perfect location just off Maguire Road with easy access to the Florida Turnpike this 4BD/2BA home awaits in Ocoee’s Cross Creek community with GATED ACCESS, an UPDATED KITCHEN and BATHROOMS, formal and family spaces, a LARGE .19 ACRE LOT and POND VIEWS! The mature trees add tons of curb appeal and paint a pretty picture to welcome you home. Step through the front door and into combination formal living and dining areas featuring a high ceiling, two large picture windows, WOOD LAMINATE FLOORS and a natural flow into the open kitchen and family room. The UPDATED KITCHEN was crafted with the modern chef in mind and delivers a fresh color palette, QUARTZ COUNTERTOPS (that you will also find in both bathrooms!), NEW SAMSUNG STAINLESS STEEL APPLIANCES, a decorative backsplash and PREP ISLAND. A casual dining space connects you to the generous family room where sliding glass doors open up to a SCREENED LANAI and offer the perfect WATER VIEWS! The ideal SPLIT BEDROOM floor plan gives the owner a spacious retreat in their PRIMARY SUITE complete with a WALK-IN CLOSET and private en-suite bath. Three additional bedrooms off a separate hallway give you flexible space and room to grow, sharing a second full bath with a desirable DUAL SINK VANITY. The roof is 2017 and A/C is 2011. Residents of the gated Cross Creek community will enjoy the COMMUNITY POOL, sports courts and playground and the proximity to Winter Garden Village, Downtown Winter Garden, Downtown Windermere and Orlando can’t be beat! You are just minutes from local shopping, restaurants, lakes and the many attractions Central Florida is known for. Call today to schedule your tour and imagine your new HOME SWEET HOME on Quiet Waters Loop!
Source: STELLAR #o6239440
Source: STELLAR #o6239440
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6239440
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.