2436 Big Spring Dr, Fort Worth, TX 76120
3 beds · 2 baths · 2,083 sqft
Move into your new home just in time for the holiday season. Imagine cozy gatherings, holiday decorating, and celebrating special moments with loved ones in a space that is all your own. Step inside and experience the comfort of this spacious three-bedroom, two-bathroom home. As you enter, you will find a well designed open floor plan featuring a gracious living area with stunning hardwood flooring. There is also a versatile office-bonus room, perfect for remote work, gaming, or enjoying music. The true heart of this home is its kitchen, which boasts custom cabinetry, granite countertops, and an expansive island providing ample space for cooking your holiday feast. The generously sized family room is ideal for entertaining and hosting your family for the upcoming holidays. The primary bedroom features a walk-in closet and an ensuite bathroom with a luxurious garden tub and a separate shower. This spacious home offers plenty of perfect spots to place your Christmas tree and holiday decor. Additionally, the home offers a rear entry garage and an impressively long driveway, providing abundant parking for all of your holiday guests. This home is conveniently situated near AT&T Stadium, Texas Rangers Ballpark, Six Flags over Texas, and an array of dining options, making it an ideal choice for those seeking both entertainment and convenience. Don't miss this chance to make this home your perfect holiday retreat!
Source: NTREIS #20723900
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20723900
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20723900
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.