24289 Toth Ln, Punta Gorda, FL 33955
3 beds · 2 baths · 2,034 sqft
THIS ONE-OF-A-KIND BEAUTIFUL, TROPICAL OASIS POOL HOME on EAGLE LAKE has an OVERSIZED 3 CAR GARAGE and is located in the desirable community of “BURNT STORE LAKES”. This amazing home has STUNNING LAKE VIEWS and GORGEOUS SUNSETS and SUNRISES! The property is surrounded by lush, tropical, mature landscaping that creates a natural PRIVACY WALL and there are no direct neighbors on either side. This peaceful setting has an outdoor covered “ZEN ROOM” for yoga, painting, gardening, meditating or just relaxing. The sparkling pool has solar heating. The screened deck and partially covered lanai is expansive (918sf). When you enter this wonderful home, you will be greeted by wide-open views to the pool and lake. The elegant foyer has a 13' tray ceiling. This custom BLOCK home has 3 large bedrooms, 2 bathrooms, an office/den and numerous upgrades that include 8’ doors, crown molding, 17” Italian porcelain tile, volume/tray ceilings, electric hurricane shutters on the lanai, and accordion shutters on the rest of the windows making preparation quick and easy. The living room has a 12’ tray ceiling, built-in shelving, electric fireplace and 15ft wide sliders leading out to the covered lanai and pool deck area. The open floor plan makes entertaining a breeze. The gourmet kitchen has 42” solid wood maple cabinets, granite countertops, stainless appliances, a pantry and island with bar top seating. The dining room has plenty of windows to bring the outdoors in, and sliding glass doors with amazing lake views. The office/den has floor to ceiling custom built-in bookshelves. The master bedroom features a tray ceiling, 2 walk-in closets, sliding glass doors to the pool area and sliding plantation shutters. The master bathroom has a double vanity, private water closet and walk-in shower. Both guest bedrooms are spacious and have walk-in closets. One of the bedrooms has direct access to the guest bathroom. The 3 car garage is 31’ x 24’ and offers plenty of storage areas, plus room for a golf cart or small boat, if needed. The garage ceilings are approx. 12’ high and the overhead doors are 8’ tall. BRAND NEW ITEMS INCL.: METAL ROOF with 40YR MFG WARRANTY, Solar Panels, Water Heater, Programmable Pool Pump and Well Irrigation Pump. The home is elevated 10' for lower flood insurance. This is a GOLF CART FRIENDLY COMMUNITY. The lakes are stocked with fish and you can FISH FROM YOUR OWN BACKYARD. Burnt Store Lakes Residents enjoy access to a community park, picnic pavilion, playground and a kayak/paddleboard/canoe ramp for residents only to explore the scenic Bear Branch Creek, Charlotte Harbor and the incredible wildlife in the Aquatic Preserve such as Manatees, Dolphins, Sea Turtles and an abundance of fish. Take your golf cart next door to BURNT STORE MARINA, renowned as "The Largest Deep-Water Gulf Access Marina on the SW Coast of Florida" with wet and dry boat storage, Fishing Charters and the Cass Cay Restaurant. Take advantage of optional memberships for Boating, Golf (27 holes-open to public), Tennis, Pickleball, and more. Just a short drive away are I-75, US 41, Shopping, Restaurants and, Punta Gorda and Fort Myers Airports. Easy access to Cape Coral, Port Charlotte, Top Rated Beaches, Golf Courses, World-Class Fishing and Entertainment that surround this SUPERB LOCATION! Stop dreaming and start enjoying the Florida Lifestyle !!!
Source: STELLAR #w7865914
Source: STELLAR #w7865914
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7865914