23118 Casey Cyn, San Antonio, TX 78255
4 beds · 3 baths · 3,446 sqft sqft
Welcome to a stunning 4-bedroom, 3.5-bathroom home nestled in the exclusive gated community of Canyons at Scenic Loop. With 3,430 square feet of elegant living space, this residence perfectly blends modern luxury and serene natural beauty. As you enter, you are greeted by an open-concept living area bathed in natural light, featuring high ceilings and pristine hardwood floors. The spacious living room flows seamlessly into the gourmet kitchen, which boasts top-of-the-line stainless steel appliances, custom cabinetry, and a large island with bar seating - perfect for entertaining. The master suite is a true retreat, offering a tranquil space with large windows, double walk-in closets, and a luxurious en-suite bathroom complete with a soaking tub, double vanities, and a separate walk-in shower. Each additional bedroom is generously sized with ample closet space, ensuring comfort for family and guests alike. Step outside to discover a picturesque covered patio, ideal for relaxing and enjoying the breathtaking hill country views. The outdoor kitchen is a chef's dream, equipped with a grill, sink, and fireplace - perfect for hosting gatherings year-round. The expansive backyard provides plenty of space for outdoor activities and the potential for a pool or garden. This home also includes a versatile upstairs game room, a dedicated home office, and a stylish wet bar, making it perfect for work and play. Its prime location allows residents easy access to upscale shopping, dining, and top-rated schools. Don't miss your chance to own this exquisite home in one of San Antonio's most sought-after communities.
Source: SABOR #1775497
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1775497
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1775497
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.