231 Archibald Dr, Goose Creek, SC 29445
4 beds · 3 baths · sqft
Welcome to this stunning home, 231 Archibald Drive. This four-bedroom home, situated on a double lot, was designed and lived in by the developer of Laurel Hill, making sure no detail slipped through the cracks. As you step through the front door, you're greeted by a grand foyer with soaring ceilings and natural light. Host your loved ones this holiday season eating dinner in your private dining room, and enjoying each other's company in your family room or living room. The soaring ceilings continue as you step into the living room, adorned with a beautiful marble fireplace. The flow between the living, dining, and kitchen areas makes it perfect for entertaining, whether you're hosting a dinner party or enjoying a quiet evening at home.The open kitchen is a chef's dream complete with modern appliances, and plenty of cabinetry for all your storage needs. The adjoining living areas make for easy access to grab a late night snack or popcorn for movie night. Step outside to the screened-in porch, where you can enjoy the outdoors without the worry of those pesky mosquitos. It's the perfect space for morning coffee, evening cocktails, or cozying up with your favorite book. On the first floor, the primary bedroom offers a tranquil retreat, with plenty of space for a king-sized bed and additional seating. Unwind in the primary bath, where you'll find a deep soaking tub, a separate shower, dual vanities, and ample counter space. As you walk up the grand staircase, you'll find that the home features three additional sized bedrooms, each with spacious closets, and windows that fill the rooms with light. These bedrooms can easily host guests, or even be created into a home office or gym. This home is unique, as it is placed on a generous double lot, creating an expansive front and side yard. Step through the white picket fence, into your backyard that's ideal for gardening, entertaining your neighbors, or simply relaxing in the warm Charleston sun. Take your loved ones down to the neighborhood dock, where you can spend time catching fish and have access to put your boat in the water for a sunset cruise. Be sure to head over to the neighborhood playground while you're down there too! Don't miss your chance to own this incredible home. Contact us today to schedule a showing and experience all that this property has to offer.
Source: CTAR #24028732
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24028732
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24028732
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.